UOB Bank

Experience the convenience and empowerment of UOB Bank’s personal loans, designed for hassle-free borrowing. With transparent terms, competitive rates, and exceptional service, UOB Bank sets a new standard in personal financing. Discover how our customer-centric approach prioritizes simplicity and accessibility, making it easier for individuals to achieve their financial goals with confidence.

UOB Bank Personal Loan

Unlocking Financial Freedom for Your Dreams

Whether it’s for a down payment on your new house, seizing a lucrative business opportunity, investing in further education, or renovating your home, UOB Bank’s Personal Loan provides you with the extra funds and freedom to achieve more. With competitive interest rates and flexible repayment options, it’s designed to cater to a variety of financial needs and aspirations.

Interest Rates Tailored to Your Income

UOB Bank understands that every individual’s financial situation is unique. That’s why our Personal Loan offers different interest rates based on your monthly income, ensuring that you get a rate that aligns with your earnings:

• 0.83% is rounded to the nearest 1 decimal point from 0.833%, based on interestrate at 9.99% p.a.
• Loan Amount: up to RM100,000
• You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (50,000 for self-employed applicants).

It gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are:

Flexible Loan Amounts and Tenures

With a loan amount ranging from RM5,000 up to a maximum of RM100,000 (RM50,000 for self-employed applicants), UOB Bank ensures that you have access to the funds you need, whether it’s for smaller expenses or more significant investments. Moreover, you have the flexibility to choose a loan tenure that best suits your financial style. Our flexible repayment options include tenures of 12, 18, 24, 30, 36, 42, 48, 54, or 60 months, allowing you to manage your repayments in a manner that fits your budget and goals.

Transparent and Competitive Rates

At UOB Bank, transparency and fairness are paramount. That’s why we ensure that our interest rates are clear and competitive, enabling you to make informed decisions about your financial commitments. Additionally, with a rounded interest rate to the nearest decimal point, such as 0.83% (from 0.833% for a 9.99% p.a. interest rate), we strive to provide you with a hassle-free borrowing experience.

UOB Bank’s personal loan is more than just a financial product; it’s a tool to empower you to pursue your dreams and aspirations with confidence. Whether you’re embarking on a new venture, enhancing your skills, or making meaningful investments, we’re here to support you every step of the way. Unlock the doors to financial freedom and realize your goals with UOB Bank’s personal loan.

Tailored Features for Diverse Financial Needs

UOB Bank stands out as the premier choice for personal loans, offering enticing features designed to cater to diverse financial needs. With a keen focus on affordability and convenience, UOB Bank ensures low monthly installments, easing the burden on individuals and enabling them to manage their finances more effectively. Whether it’s fulfilling personal aspirations, handling unexpected expenses, or seizing investment opportunities, UOB Bank’s personal loan provides the necessary financial flexibility to achieve more.

Empowering Customers with Confidence

What sets UOB Bank apart is its commitment to empowering customers with extra funds, enabling them to pursue their goals with confidence. With a maximum loan amount of RM100,000, UOB Bank offers substantial financial support to address various needs, including education, home improvement, travel, or debt consolidation. Moreover, with starting installments as low as RM124.96*, UOB Bank ensures that borrowers can access these funds without excessively burdening their monthly budgets.

Enhancing Lifestyles and Unlocking Opportunities

UOB Bank’s personal loan isn’t just about financial assistance; it’s about enhancing lifestyles and unlocking opportunities. By providing competitive interest rates and flexible repayment terms, UOB Bank empowers individuals to seize the moment and turn their aspirations into reality. With instant approval processes and efficient customer service, UOB Bank streamlines the loan application journey, ensuring a hassle-free experience for customers.

Your Partner in Financial Empowerment

Whether you’re a government servant, private sector employee, or self-employed individual, UOB Bank welcomes you to explore its personal loan offerings and embark on a journey towards financial empowerment. Our dedicated team of professionals is ready to assist you every step of the way. Visit our website or reach out to us today to learn more about how UOB Bank’s personal loan can transform your financial landscape. Experience the difference with UOB Bank and take the first step towards a brighter financial future.

Hassle-Free Personal Financing with UOB Bank

Embracing Financial Freedom

At UOB Bank, we believe in empowering individuals to embrace financial freedom without unnecessary constraints. Our Personal Loan offering ensures that you can obtain the funds you need without the burden of additional fees or collateral requirements.

Simplified Borrowing Experience

Gone are the days of complicated application processes and stringent collateral demands. With UOB, we’ve simplified the borrowing experience to make it easier for you to access funds when you need them the most. Say goodbye to processing fees, the hassle of finding a guarantor, and the stress of providing collateral.

Straightforward Application Process

Applying for personal financing with UOB is a breeze. Our streamlined application process means you can submit your application form along with the necessary supporting documents with ease. No need to navigate through layers of paperwork or jump through hoops—just a straightforward process designed to save you time and effort.

Empowering Financial Choices

UOB Bank is committed to providing you with the tools and resources you need to make informed financial decisions. With our personal loan offering, you have the freedom to explore possibilities, fulfill your aspirations, and seize opportunities without unnecessary complications.

Choose UOB for Convenience and Empowerment

Experience the convenience and empowerment of borrowing with UOB Bank. Whether you’re planning a home renovation, pursuing further education, or seizing a once-in-a-lifetime investment opportunity, our personal loan is here to support you every step of the way. Choose UOB for a hassle-free, convenient, and empowering financial experience.

Repayment Schedule

Clarity and Transparency in Repayment

Explore the comprehensive repayment schedule for UOB Bank’s personal loans, providing clarity and transparency for borrowers. This detailed breakdown ensures borrowers have a clear understanding of their repayment obligations, empowering them to manage their finances effectively.

Customer-Centric Solutions for Convenience

With UOB Bank’s commitment to customer-centric solutions, the repayment schedule is designed for convenience and flexibility. Borrowers can easily access this vital information, ensuring they stay informed and on track with their repayment plans.

Hassle-Free Borrowing Experience

The absence of processing fees, guarantors, and collateral requirements streamlines the borrowing process, offering borrowers a hassle-free experience. UOB Bank prioritizes simplicity and accessibility, making personal financing more accessible to a wider range of individuals.

Setting a New Standard for Personal Financing

By eliminating unnecessary complexities and providing straightforward application procedures, UOB Bank sets a new standard for personal financing. Borrowers can confidently apply for loans knowing they’ll receive transparent terms, competitive rates, and exceptional service from start to finish.

Interest Rate		9.99% p.a.
		RM5,000	RM25,000	RM50,000	RM75,000	RM100,000
12 months		458.29	2,291.46	4,582.92	6,874.38	9,165.83
24 months		249.96	1,249.79	2,499.58	3,749.38	4,999.17
36 months		180.51	902.57	1,805.14	2,707.71	3,610.28
48 months		145.79	728.96	1,457.92	2,186.88	2,915.83
60 months		124.96	624.79	1,249.58	1,874.38	2,499.17

Interest Rate		10..99% p.a.
		RM5,000	RM25,000	RM50,000	RM75,000	RM100,000
12 months		462.46	2,312.29	4,624.58	6,936.88	9,249.17
24 months		254.13	1,270.63	2,541.25	3,811.88	5,082.50
36 months		184.68	923.40	1,846.81	2,770.21	3,693.61
48 months		149.96	749.79	1,499.58	2,249.38	2,999.17
60 months		129.13	645.63	1,291.25	1,936.88	2,582.50

Interest Rate		11.99% p.a.
		RM5,000	RM25,000	RM50,000	RM75,000	RM100,000
12 months		466.63	2,333.13	4,666.25	6,999.38	9,332.50
24 months		258.29	1,291.46	2,582.92	3,874.38	5,165.83
36 months		188.85	944.24	1,888.47	2,832.71	3,776.94
48 months		154.13	770.63	1,541.25	2,311.88	3,082.50
60 months		133.29	666.46	1,332.92	1,999.38	2,665.83

**Based on RM5,000 loan amount on 5 years repayment period

Contact UOB Bank

Menara UOB Bank
Jln Raja Laut, Kuala Lumpur City Centre
50350 Kuala Lumpur

Tel: 03-2612 8121