RHB Bank Personal Loan

Looking to achieve your financial goals and unlock greater flexibility? Explore RHB Bank’s diverse range of personal financing solutions designed to cater to your unique needs. Whether you’re a private sector employee seeking quick access to funds or a government servant looking for hassle-free loans, RHB Bank has you covered. With competitive rates, flexible repayment options, and dedicated customer service, embark on your journey towards financial freedom today.

RHB Bank Personal Loan

RHB Bank Personal Loan: Summary

  • Bank Name: RHB Bank Personal Loan
  • Abbreviation / Code Name: RHB
  • Category: #ConsumerLoan #personalloan #Bank #RHB
  • Bank Promotion Name: General Info about latest personal financing

Unlocking Your Dreams with RHB Personal Financing

Empowering Your Financial Journey

Whether it’s celebrating life’s milestones, seizing new opportunities, or embarking on meaningful ventures, RHB Bank’s personal financing is here to support you every step of the way. Our comprehensive financial solutions not only help you achieve your dreams but also ensure better management of your finances, including debt consolidation to cater to your loved ones’ needs.

Eligibility and Benefits

Private Sector

  • Profit Rate: As low as 8.18% p.a. (equivalent to 15% p.a.)
  • Benefits:
    • Financing of up to RM150,000
    • On-the-spot approval and disbursement
    • As low as RM57.54/month
    • Up to 7 years tenure
    • Debt consolidation

Tiered Financing Options

We offer tiered financing options to suit various needs and financial capacities:

Tier 1:

  • Financing Amount Capping: RM2,000 – RM10,000
  • Interest Rate (p.a.): 13.45%
  • Maximum Financing Tenure: 5 Years (60 Months)

Tier 2:

  • Financing Amount Capping: RM11,000 – RM15,000
  • Interest Rate (p.a.): 13.45%
  • Maximum Financing Tenure: 5 Years (60 Months)

Tier 3:

  • Financing Amount Capping: RM16,000 – RM50,000
  • Interest Rate (p.a.): 11.66%
  • Maximum Financing Tenure: 7 Years (84 Months)

Tier 4:

  • Financing Amount Capping: RM100,000 – RM150,000
  • Interest Rate (p.a.): 8.18%
  • Maximum Financing Tenure: 7 Years (84 Months)

Repayment Methods and Flexibility

  • Monthly Repayment Method:
    • Self-payment
    • Auto debit instructions
    • Instant approval & disbursement

Interest Rates and Terms

  • Interest Rates: Vary based on the repayment period, starting from 12 months onwards.
  • Effective Interest Rate (EIR): The EIR may be higher if the monthly payment is irregular.
  • Tiered Interest Rates:
    • Tier 1: 13.45% p.a. flat (equivalent to EIR 24% p.a.)
    • Tier 2: 11.66% p.a. flat (equivalent to EIR 21% p.a.)
    • Tier 3: 9.91% p.a. flat (equivalent to EIR 18% p.a.)
    • Tier 4: 8.18% p.a. flat (equivalent to EIR 15% p.a.)

Resources and Support

Unlocking Financial Solutions for Government Servants with RHB Personal Financing

Fulfill Your Financial Needs Hassle-Free

RHB Bank presents a tailored personal financing solution exclusively for government servants, designed to meet your financial requirements with ease and convenience. With no advance payment required and attractive promotional rates starting as low as 4.20% (flat rate), our personal financing offers a host of benefits to empower your financial journey.

Key Features and Benefits

  • No Advance Payment: Experience hassle-free access to financing without any upfront payments.
  • Promotion Rate: Enjoy competitive rates as low as 4.20% (flat rate), ensuring affordable repayment options.
  • Flexible Loan Amounts: Avail loans ranging from RM2,000 to RM150,000, catering to a wide range of financial needs.
  • Extended Repayment Tenure: Choose repayment periods ranging from 2 to 10 years, offering flexibility to match your financial capabilities.
  • No Guarantor Required: Simplify the application process with no need for a guarantor, streamlining your path to financial assistance.

Terms and Conditions

As with any financial product, certain terms and conditions apply. We encourage you to review the terms carefully to ensure a clear understanding of the loan agreement.

Empower Your Financial Journey Today

With RHB Bank’s personal financing for government servants, achieving your financial goals has never been easier. Whether it’s funding personal ventures, managing expenses, or pursuing life’s aspirations, our comprehensive financing solution provides the support you need.

*Terms and conditions apply.

Exclusive Personal Financing-i for Private Sector Employees at RHB Bank

Unlocking financial solutions tailored to your needs, RHB Bank offers Personal Financing-i exclusively for private sector employees. Experience easy access to funds with faster processing times. Contact your nearest branch today to learn more about this exclusive opportunity.

Contact Information

Customer Care Centre

Our dedicated customer service team is committed to providing assistance for any queries, complaints, or feedback you may have. Reach out to us through the following channels:

  • Phone: 03-9206 8118
  • Email: customer.service@rhbgroup.com

For email communications, kindly include the following details to facilitate efficient assistance:

  • MyKad Identification Number/Passport Number
  • RHB Bank Account Number
  • Contact Number

Complaints and Feedback Handling

Rest assured, our specialists will diligently address any complaints or feedback you raise. Here’s how we handle your concerns:

  • Resolution Timeline: Upon receiving your complaint or feedback, our customer service officer will contact you within 2 working days.
  • Efficient Resolution: We strive to resolve all issues promptly and amicably, ensuring your satisfaction.
  • Compliments and Suggestions: If you have a compliment or suggestion, rest assured it will be shared with the relevant teams to enhance our services.

Insurance Related Matters

For inquiries related to insurance products, please contact us at 1300-220-007 from Monday to Thursday (8.45am – 5.40pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Bank Insurance page for comprehensive information on insurance offerings.

At RHB Bank, we are dedicated to providing exceptional service and support to meet your financial needs. Contact us today to embark on a seamless financial journey tailored just for you.

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*Source from RHB Bank malaysia website

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