Bank Rakyat BRICK

Speed up your digital applications using BRICK (Bank Rakyat Quick) for personal, vehicle, and home Shariah financing.

Introduction

The BRICK Bank Rakyat Portal stands for “Bank Rakyat Quick”, serving as an innovative, virtual banking gateway. It is designed to accelerate online retail banking by allowing users to instantly scan QR codes or apply directly online for financial services. This secure platform digitizes complex documentation, enabling applicants to access competitive, Shariah-compliant retail products efficiently.

Home

The home landing interface functions as the central point for the BRICK Bank Rakyat Application Platform, offering zero-friction navigation to find personal, home, or auto services. It is built specifically to handle online data input securely, allowing users to save their forms and resume them later via automated email links.

Personal Financing-i

This online financing module helps public and private sector workers get cash without needing a third-party guarantor. Users can submit documents on the digital portal to enjoy high financing caps, long tenures, and quick approval milestones.

Home Financing-i

The BRICK Home Financing-i Form provides a direct pipeline for users to secure property funding. Operating under the Shariah principle of Tawarruq, it simplifies homeownership by allowing buyers to request digital approvals for subsale property purchases or refinancing.

Vehicle Financing-i

This plan caters to both new and existing automotive finance clients by offering structured, interest-free credit terms. Applying online speeds up the assessment workflow, allowing buyers to secure funding approvals for passenger vehicles or hybrid cars efficiently.

Takaful

This section provides swift access to Islamic insurance packages designed to cover life, automotive, health, and property risks. It replaces standard premium metrics with cooperative mutual protection funds that safeguard family assets while keeping investments fully Shariah-compliant.

eCurrent / Savings-i

This digital onboarding service lets clients open high-yielding savings or transactional accounts built on Qard and Tawarruq structures. Users can deposit cash securely and manage daily withdrawals via active online banking setups and connected debit cards.

Investment-i

The digital investment portal highlights unique wealth building vehicles like the Investment-i Account Rizq Plus. It enables savers to gain higher potential profit payouts while automatically qualifying for promotional cash prizes and member rewards.

Pawn Broking-i

This Ar-Rahnu micro-financing option grants users fast cash loans up to RM350,000 by using gold jewelry as collateral. Applying online streamlines physical branch intake times, offering transparent transactions, low storage fees, and safe safekeeping.

Credit Card-i

The BRICK Credit Card-i Portal allows users to submit digital requests for a Shariah-compliant Mastercard. This card offers a flexible financing limit without compounding interest penalties, packing additional lifestyle benefits, air miles, and cashbacks.

Conclusion

By shifting core operations to the BRICK Bank Rakyat System, Bank Rakyat completely changes how consumers engage with Islamic retail banking. It bridges the gap between strict Shariah compliance and rapid digital execution, ensuring that checking balances or applying for a mortgage takes only a few taps.

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