There are many personal financing products provided to apply. The hottest loans are Cash Plus, Xpress Cash Financing-i, ASB Loan, Secured Overdraft and more.
About Cimb Bank
Apply Cimb Bank personal loan with fast approval and interest rate from 6.88%.
CIMB Group is a leading ASEAN universal bank and one of the region’s foremost corporate advisors. It is also a world leader in Islamic finance. The Group is headquartered in Kuala Lumpur, Malaysia, and offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. It is the fifth largest banking group by assets in ASEAN and, as at the end of September 2020, had around 34,000 staff and over 15 million customers.
Cimb Bank Personal Loan Financing
CIMB BANK CASH PLUS PERSONAL LOAN
An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000. Fixed interest rates from as low as 6.88% to 14.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.
As low as 6.88% per annum*
Eligibility
Individuals aged 21 to 58 years old*
Malaysian citizen
Minimum monthly gross income of RM2,000
In employment for more than 6 consecutive months
For self-employed, business to be active for more than 24 months
*Maximum 60 years old upon maturity of loan tenure.
Cimb Bank Islamic Loan – Xpress Cash Financing-i
Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*. Minimum Monthly Gross Income. Eligible with a minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances).
Eligibility
Individuals aged 21 to 60 years old*
Malaysian citizen
No joint applications allowed
Minimum monthly gross income of RM800 (including variables, e.g., overtime and allowances)
At least 6 (six) months of employment or business establishment
Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower)
*Maximum 65 years old upon maturity of loan tenure
Others Personal Financing
CIMB Bank Personal Financing TERM FINANCING-i SECURED BY ASB CERTIFICATE
TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.
Eligibility
Malaysian Bumiputera only
Individuals aged 18 years and above, with evidence of income only
Joint application is limited to parents/ spouse/ siblings/ adult children only
CIMB Bank Secured Overdraft Facility
A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.
Eligibility
Individuals aged 21 to 70 years old
Malaysian or residents with PR status residing in Malaysia
Owner of the collateral (free from any encumbrance)
Minimum collateral of RM10,000-00
*Overdraft limit dependent on collateral pledged
CIMB Bank Personal Loan Interest Rate / Profit Rate
CIMB BANK CASH PLUS PERSONAL LOAN 6.88% /p.a
No collaterals
No guarantors
Tenure up to 5 years
Loan amounts up to RM100,000.
*Maximum 60 years old upon maturity of loan tenure.
Cimb Bank Islamic Loan – Xpress Cash Financing-i
8x Gross Income
Minimum Amount Rm3,000
Max Amount Rm50,000
Gross Income Rm800
At least 6 months employment
*Maximum 65 years old upon maturity of loan tenure
TERM FINANCING-i SECURED BY ASB CERTIFICATE BR + 1.20% /p.a
Financing amount RM50,000 and above with tenure between 5 – 20 years 3.55% per annum [BR + 0.80% per annum]
Financing amount RM50,000 and above with tenure between 21 – 40 years 3.60% per annum [BR + 0.85% per annum]
Financing amount below RM50,000 3.75% per annum [BR + 1.00% per annum]
Current BR: 2.75% p.a. Promotion rate validity: Until 30 June 2021
CIMB BANK SECURED OVERDRAFT FACILITY BR+1.1-% /p.a
Personal OD Secured by Fixed Deposit BR + 1.10%
Personal OD Secured by Multiple Collateral BR + 1.60%
Personal OD Secured by Amanah Saham Bumiputera BR + 1.60%
At least 6 months employment
*Maximum 65 years old upon maturity of loan tenure