The Koperasi Unikeb Berhad Financing Unit for 2019 continues to be a major contributor to overall profits. The Financing Unit consists of 3 main components namely Money Financing, Goods & Services Financing and Salary Deduction Services.
To meet the needs and requirement of members, the offering of financing products has been diversified. The products available in the Financing Unit are:
- Bai Al Inah financing is guaranteed
- Bai Al Inah financing without guarantor
- Guaranteed Express Financing
- Express financing without guarantor
- School Financing
- Gold Financing
- Aidilfitri financing
- Financing of Goods & Services
The Guaranteed Express Financing Product is a product that is in high demand among members. This financing offers a maximum financing of RM 20,000 managed to record a high number.
We are deeply concerned with the needs of our members in dealing with the rising and challenging cost of living. School Funding was first offered in December 2015 specifically to assist members in addressing their children’s schooling needs.
Starting in 2016, we offer Gold Financing for the convenience of members to have gold in the Gold Shop. Throughout 2019, members have used this facility to own gold offered at the Gold Shop at a salary deduction
We also offer special Aidilfitri Financing to help ease the financial burden of members so that they can celebrate Eid more happily with their families. We are planning to diversify our funding facilities to meet the needs of our members.