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Personal Loan Koperasi Tentera KT KATMB
Personal Loans Koperasi Tentera KT KATMB is a financing that specifically to armed force (anggota tentera Angkatan Tentera Malaysia ATM). Dapatkan maklumat loan, tatacara, nombor telefon koperasi dan lain-lain info hanya di page kami!
Personal Loan Koperasi Tentera KT KATMB Summary
- Koperasi Name: Personal Loan Koperasi Tentera KT KATMB
- Abbreviation / Code Name: KT KATMB
- Koperasi Promotion Name: General Info about Personal Loan Koperasi Tentera KT KATMB
- Personal Loan Promotion Period: ~ call for confirmation ~
- Open to: Government
- Max Loan Amount: RM200k
What are personal loan offered from Koperasi Tentera KT KATMB?
There are six types of personal loans from Koperasi Tentera KT KATMB:-
- Personal loans with guarantor
- Personal loans without guarantor
- Express financing
- Express financing 2
- Express financing 3
- Koperasi Tentera Fees Financing
About Personal Loan Koperasi Tentera KT KATMB
People Are Our Priority
Welcome onboard Koperasi Tentera or KT and KATMB, Malaysia’s co-operative with a proud legacy of service and value creation.
Since our inception in 1960, Koperasi Tentera or KT has progressively transformed from a military thrift and loan co-operative into one of the nation’s leading credit co-operatives. As of 31 December 2017, it has been our privilege to serve over 154,933 members comprising Armed Forces personnel and civil servants working under the Ministry of Defence.
KT is aiming to become a fully-fledged Co-op Bank, registered with the Co-operative Commission of Malaysia (CCM or Suruhanjaya Koperasi Malaysia). This will see us meeting the diverse needs of a wider audience via our suite of attractive product and service offerings as well as our timeless commitment to serving people.
Personal Loan Koperasi Tentera KT KATMB (Koperasi ATM)
You can apply personal financing with Koperasi Tentera KT KATMB with great packages.
Financing
KT is your trusted choice in personal financing. Our Shariah-compliant banking solutions are tailor-made to suit your individual needs and are guided by strong Islamic principles.
Personal Loan Koperasi Tentera KT KATMB with Guarantors
Koperasi Tentera Personal Loans with Guarantors specifications
- Financing Amount : Maximum of RM200,000
- Financing Tenure : From 6 months to a maximum of 120 months
- Profit Rate : 5.65% per annum
- Processing Period : 5 working days
Eligibility
- The total amount borrowed does not exceed 20 times the value of the applicant’s gross income (salary and fixed allowances) or does not exceed 60% of total deductions allowed, whichever is the lower of the two values.
- Applicants have paid an entry fee of RM10 (RM20 for re-entry), a minimum share capital of RM100 and 6 months fees totalling RM180.
Guarantor Terms
- For financing of up to RM15,000, one guarantor is required.
- For financing over RM15,001, two guarantors are required.
- Guarantors must be members of the co-operative and still be on active duty with the Malaysian Armed Forces.
- For Non-KEMENTAH Members, two guarantors are required and both have to be Armed Forces personnel.
Monthly Fee
- For financing of up to RM15,000 : RM30 per month
- For financing between RM15,001 – RM200,000 : RM40 per month
Service Charge
- New financing : RM10
- Overlap financing : RM50
- CTOS/CCRIS Check : RM5/RM7
- Stamp duty : RM5 per one thousand ringgit or part thereof
Payment Schedule Personal Financing with Guarantors
*Subject to terms and conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 1-300-8000-58.
Personal Loan Koperasi Tentera KT KATMB without Guarantors
Koperasi Tentera Personal Loans without Guarantors specifications
- Financing Amount : Maximum of RM100,000
- Financing Tenure : From 6 months to a maximum of 120 months
- Profit Rate : 3.65% per annum
- Processing Period : 5 working days
Eligibility
- Armed Forces personnel or civil servants employed by the Ministry of Defence, who have been confirmed in service and hold permanent positions.
- The applicant’s length of service must exceed the financing tenure or repayment period.
- Restricted to members who have held their membership for a period of five years or hold the rank of Lance Corporal and above or equivalent.
Conditions
- The total amount borrowed does not exceed 20 times the value of the applicant’s gross income (salary and fixed allowances) or does not exceed 60% total deductions allowed, whichever is the lower of the two values.
- Repayment will include an additional 0.85% charge per annum imposed on the approved financing to replace the guarantor (Al Kafalah concept).
- Applicants have paid monthly fees for a minimum duration of 6 months (for new members) or 12 months (for re-entry).
Monthly Fee
- For financing of up to RM15,000 : RM30 per month
- For financing between RM15,001 to RM100,000 : RM40 per month
Service Charge
- New financing : RM10
- Overlap financing : RM50
- CTOS/CCRIS Check : RM5/RM7
- Stamp duty : RM5 per one thousand ringgit or part thereof.
- Payment Schedule Personal Financing 2 (without Guarantors)
*Subject to terms and conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 1-300-8000-58.
KT Loan for Armed Forces
5.65%
/p.a
- Max financing RM200K
- Up to 120 months financing tenure
- Fast approval 5 working days only
- Minimum document needed
Koperasi Tentera Fees Financing
Koperasi Tentera Personal Loans Fees Financing specifications
- Financing Amount : From RM600 to a maximum of RM100,000 or 90% of the total accumulated fees (whichever is lower).
- Financing Tenure : From 6 months to a maximum of 120 months.
- Profit Rate : 5.65% per annum.
- Processing Period : 3 working days
Conditions
- Cumulative fees collected is used as collateral (Ar-Rahnu concept).
- Applicants must have paid monthly fees for a minimum duration of 6 months (for new members) or 12 months (for re-entry). Membership has to have been confirmed for the same period.
Monthly Fee
- For financing of up to RM15,000 :RM30 per month
- For financing of RM15,001 and above : RM40 per month
Service Charge
- New financing: RM10.00
- Overlap financing: RM50.00
- Stamp duty: RM5 per one thousand ringgit or part thereof
Payment Schedule Fees Financing
*Subject to terms and conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 1-300-8000-58.
*source from katmb.com.my
Hashtag / Keywords
KT Express Loan 1, 2 and 3
Contact Koperasi Tentera KT KATMB
- Tel: 1-300-80-0058
- 1, Jalan 2/65c, Pekeliling,
50786 Kuala Lumpur, - Opening Hours: Monday to Friday 8.45am-4.45pm