An exclusive personal loan package offered from BSN only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, selected Private University & College, Statutory Body, Government Link Company, selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professional (Doctor, Architect, Lawyer, Accountant, and other certified Professionals).
The best package for executive out there. Apply now and enjoy the benefit. All application must be subject to employer confirmation. The minimum gross salary requires with great benefit to enjoy. See product eligibility below.
Product Eligibility
Malaysian citizen. Aged 21 to 55 / 60* years old (subject to the retirement age). Open to Executive and above that has been employed ≥ 1 year. Minimum Gross Income: RM3,000 and above- Permanent Employee, RM10,000 and above – Contract Employee and BSN GIRO / GIRO-i account holder.
Note: *Subject to employer confirmation.
Documents Required
One (1) copy of NRIC (front and back);
- One (1) copy of latest three (3) months’ pay slip.
- Latest EPF statement; AND» Confirmation Letter by Employer stating info: Name- NRIC- Designation- monthly Salary- Date of Employment OR
- Latest one (1) year EA / EC statement and e-filing form or any verified documents by the Inland Revenue Board (LHDN).
Note: » All document copies to be certified by BSN’s officer.
Personal Loan BSN Limit (Minimum and Maximum)
Minimum: RM5,000
Maximum:
No. | Income | Loan Limit |
1. | RM3,000 to ≤ RM5,000 | Five (5) times of monthly gross income |
2. | > RM5,000 to ≤ RM10,000 | Seven (7) times of monthly gross income |
3. | > RM10,000 | Ten (10) times of monthly gross income / maximum RM200,000 whichever is lower |
Financing Rates
Tenure | Interest Rate |
Minimum: 2 years Maximum: 10 years subject to: i. The retirement age, whichever is earlier. ii. Customer qualification | BLR + 2% (monthly basis)Current BLR: 6.85% (effective as at 22nd July 2014) |
Late Payment Charge
»Monthly installments in Arrears × 1% × Number of Days Overdue / 365.