Hotel CoopUSMA Personal Loan Koperasi Warga USM

Limited Offer Hotel and CoopUSMA Personal Loan Koperasi Warga USM (Universiti Sains Malaysia). The best financing with attractive interest rates, but also be able to stay at the USM Hotel named Kays Motel which is fully equipped. Kays Motel is located in front of HUSM Kelantan. And the journey to HUSM Kelantan only takes less than 5 minutes if you stay at Kays Motel.

Let’s get complete information about CoopUSMA Personal Loan and Kays Motel.

CoopUSMA Personal Loan Koperasi Warga USM / Hotel CoopUSMA Pinjaman Peribadi Koperasi USM
Apply CoopUSMA Personal Loan Koperasi Warga USM with low interest rate now.

Hotel CoopUSMA Personal Loan Koperasi Warga USM Summary

  • Koperasi Name: Koperasi Warga USM
  • Abbreviation / Code Name: CoopUSMA
  • Koperasi Promotion Name: Hotel CoopUSMA Personal Loan Koperasi Warga USM
  • Personal Loan Promotion Period: –
  • Open to: Government / Semi-Govt
  • Max Loan Amount: RM10k

CoopUSMA Personal Loan Promotion

The latest CoopUSMA Personal Loan promotion is one of the ways for you to make in-house financing if you are a USM employee. Applying for this financing is easy and fast.

If you are a government employee and interested in making a cooperative personal loan, you can apply with many cooperatives and financial institutions such as Yayasan Ihsan Rakyat YIR, Yayasan RCE Perlis, Coshare, Koperasi Gemilang and others.

To get a low interest rate, you can apply for a personal loan with Bank Muamalat Malaysia Berhad, MBSB Bank, Bank Rakyat, BSN and Al-Rajhi Bank. You should choose banks and cooperatives that have shariah and Islamic compliant products.

CoopUSMA Personal Loan Advantages

Among the advantages that you can enjoy if you apply for CoopUSMA Personal Loan are as follows:

  • Competitive profit rates as low as 4% per annum.
  • The maximum amount of financing is RM100,000.
  • Financing period 10 years.
  • Fresh loan is allowed.

CoopUSMA Personal Loan 1



CoopUSMA Personal Loan 2



Hotel CoopUSMA

Hotel CoopUSMA Kays Motel

Kays Motel is one of the facilities if you have business or follow-up tretment at HUSM Kelantan. Among the facilities provided are as follows:

  • Air conditioner
  • Bathroom and hot and cold shower
  • Free Wi Fi
  • ASTRO line
  • Drinking facilities
  • Cold and hot water dispensers are also provided in the motel lobby free of charge

Room rental rates are also cheap, as low as RM60 per night. With a strategic location, Kays Motel is your choice when visiting Kelantan or if you have business or treatment at HUSM Kelantan.

Apart from being close to HUSM Kubang Kerian Kelantan, other benefits you can enjoy while staying at Kays Motel are as follows:

  • Close to Bandar Baru Kubang Kerian.
  • Close to Mydin Hypermarket, Nirwana Maju.
  • Banking is easy to do because it has a network of banks such as CIMB, Bank Islam, Bank Rakyat, RHB and BSN.
  • Can enjoy delicious food such as Pizza Hut, Dominos, and USM Cafe.

Info CoopUsma

Registered on 12 June 2000 under the name “Koperasi Kakitangan Universiti Sains Malaysia Kelantan Berhad (KKUSMKB)”. The name of the cooperative was changed to “Koperasi Warga Universiti Sains Malaysia Kelantan Berhad (KWUSMKB)” during the 2nd general meeting in 2002. And now it is rebranded as COOPUSMA.

Koperasi Warga USM Kelantan Berhad is wholly owned by Bumiputeras and runs cooperative businesses such as credit facilities (Bai Al-Einah personal loan), Coop Mart (Retail), Kopitiam Lestari (Food) and has a Child Development Complex (ECCE).

Apart from that, Koperasi Warga USM Kelantan Berhad COOPUSMA provides Health services (Ambulance, Sports Rehab & Home Care), building rental, Osmosis Lestari water factory and USM Hotel named Kays Exclusive Motel.

Other businesses it operates are in the field of real estate, building rental, E-Coopmart (E-Commerce platform) and has several wholly owned subsidiaries such as Pusat Dialysis Lestari and Farmasi Lestari Sdn. Bhd. Telipot Medical Center (TMC) Sdn. Bhd. is 51% owned by COOPUSMA and Nephrolife Dialysis Center (Capital Investment 49% cooperatives 51% individuals).

Contact Hotel CoopUSMA Personal Loan Koperasi Warga USM

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