KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad

KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad is now offering a personal financing to its member with loan amount up to RM150,000. Apply now!

KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad

KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad Summary

  • Koperasi Name: Personal Loan Koperasi Jabatan Penjara Malaysia Berhad
  • Abbreviation / Code Name: KOPEN
  • Koperasi Promotion Name: KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad
  • Personal Loan Promotion Period: ~ call for confirmation ~
  • Open to: Government
  • Max Loan Amount: RM150k

About KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad

Koperasi Jabatan Penjara Malaysia Berhad or KOPEN is an organization registered under the Malaysian Cooperatives Ordinance No. 33 of 1984. It was established on the 6th. November 1981.

Cooperative Main Activities

Provide saving and financing services to members of the Cooperative

KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad

Bai Al-Inah Personal Loans

Bai Al-Inah Personal Loans is up to RM150,000.00 according to eligibility (cooperative circular no: 01/2006 salary deduction limit is 60% of total income) with an interest rate of 5.9% per annum.


  • Loan form
  • 1 copy of bank account
  • 2 pieces of identity card (Verified)
  • 2 latest payslips – 1 month (Verified)


  • RM 5000 on 2 KOPEN members
  • 1 piece of current salary slip

Consumer Personal Loans

The Koperasi KOPEN Consumer Personal Loans include electrical goods loans (up to RM20,000.00), jewelery loans (RM20,000.00), mobile phone loans (RM10,000.00) and computer loans of all types and are limited to RM10,000.00.

Meanwhile, for motorcycle loans, the amount of personal loans allowed up to RM20,000.00, furniture loans up to RM20,000.00, education loans (RM10,000.00) and tourism loans are limited to RM20,000.00.

Other consumer personal loans for members of Koperasi Jabatan Penjara Malaysia Berhad are housing loans and also loans to buy a car and the value of this loan is up to RM150,000.

For those who already have a home, applicants can apply for a home improvement loan with a max loan of up to RM150,000.00. For members who have a business can apply for a Business Working Capital Loan up to RM150,000.00.

Other forms of personal loans to members are such as Marriage Loan (up to RM10,000.00), Pedang Istiadat Loan, Car & Motorcycle License Loan (Metro Driving / Surfine and Road Tax Renewal Loan & Vehicle Insurance.

Koperasi Jabatan Penjara Malaysia Berhad also assists in providing Sun Glasses Making Loans (Permata Optical) and Bicycle Purchase Loans.

Pinjaman Peribadi 90% atas yuran

Pinjaman Peribadi 90% atas yuran terkumpul semasa dengan kadar faedah 3% setahun.

Other Services

Etiqa Takaful Group Insurance/ Death Benefit Scheme

KOPEN provides Etiqa Takaful group insurance facility for members with a minimum deduction of RM 10/month. For the death benefit scheme (skim khairat kematian), Koperasi Jabatan Penjara Malaysia Berhad will deduct a total of RM 100.10/year from the member’s account to entitle the member, spouse and children to receive benefits in the event of death. If you are a member of Koperasi Jabatan Penjara Malaysia Berhad for RM 20,000.00, a couple of RM 3000.00 and a child aged one week to 21 years a maximum of 4 people will get RM 700.

Koperasi Other Activities

The following are the Koperasi other activities as below:-

  • Member money savings
  • Personal financing
  • Consumer financing
  • Etiqa Takaful Agent / Takaful Ikhlas
  • Building / residential rental
  • Vacation in Port Dickson
  • Organizing umrah / holiday activities
  • Pasarmini Kopeniaga
  • Supply of necessities for prisoners
  • Supply of safety equipment
  • Supply of telecommunication equipment
  • Supply of uniforms and accessories
  • Organize motivational and training camps
  • Provide catering services

Koperasi Membership

The membership for 2017 is 8,158 members and the membership fee capital for December 2017 is RM 30,754,440.39. KOPEN’s total assets as of December 2017 were 48,085,410.81

Apply KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad

Apart from KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad, we also provide personal loan services such as Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others for your convenience. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:

  1. Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
  2. Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.

How to Apply for a KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad?

To apply KOPEN Personal Loan Koperasi Jabatan Penjara Malaysia Berhad, Simply send the latest salary slip to the personal loan hotline 019-2983056 now! Click the phone number button above for more info.

Frequently Asked Questions (FAQ) about LOREM

Curious about LOREM? Explore our FAQ section for answers to common questions. Find out more about our services, policies, and how we can meet your needs. Dive into our FAQ to discover everything you need to know before getting started. Start exploring now!

What are the personal loans package offered by Koperasi Jabatan Penjara Malaysia Berhad KOPEN?

So far, Koperasi Jabatan Penjara Malaysia Berhad (KOPEN) has offered a personal loan product, which is a Bai Al-Inah loan, with financing of up to RM150k and an interest rate of only 5.90%


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#personalloan #koperasi #KOPEN

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