Bank Simpanan Nasional Berhad BSN Personal Loan

Bank Simpanan Nasional Berhad BSN Personal Loan dedicated to public sector, executive, sandaran SSP, ASB Financing? Apply now! Click here

Bank Simpanan Nasional Berhad BSN Personal Loan Summary

  • Bank Name: Bank Simpanan Nasional
  • Abbreviation / Code Name: BSN
  • Bank Promotion Name: General Info about BSN personal financing

About Bank Simpanan Nasional Berhad BSN Personal Loan

Bank Simpanan Nasional Berhad (BSN) adalah Personal Loan yang terbaik di Malaysia untuk kakitangan kerajaan, badan berkanun dan seumpamanya. Masih tercari-cari pakej pinjaman peribadi yang tepat dengan anda? Dengan kadar interest yang kompetitif, anda akan memperolehi apa yang anda inginkan dengan Pinjaman Peribadi Bank Simpanan Nasional Berhad BSN. Pinjaman Peribadi Bank Simpanan Nasional Berhad ini mempunyai kod potongan yang tersendiri iaitu dan masih dipotong dalam slipgaji bagi kakitangan kerajaan dan badan berkanun terpilih.

Personal Financing BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.

Shariah Concept

This Bank Simpanan Nasional personal financing is based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila’.

Terms and Conditions

  1. Malaysian citizens aged from 21 years old to 65 years old (for Medical Doctors) 50 years old (for Medical Officers)
  2. Minimum gross income of RM3,000.00 per month.
  3. Bank Simpanan Nasional BerhadGIRO/i account holder.

BSN Financing Loan

Still looking for the right home financing package or personal loan financing plans? With our competitive rates and packages, you’ll find what you need here at BSN Bank Simpanan Nasional Berhad.

  1. Personal Financing: Public Sector
  2. Private Sector: Executive, Medical Practitioner
  3. Pledging Financing: Sandaran SSP
  4. ASB Financing: ASB With Floating Rate
  5. Property Financing: Residential Property, Commercial Property, Affordable Home (AHB40), Youth Housing Scheme
  6. Vehicle Financing: MyAuto-i, MyAuto-i UsedCar, High Ranking Officials Scheme

BSN MyRinggit-i (Public Sector)

Shariah Concept

Based on the Shariah concept of Tawarruq which comprises of Bai Murabahah and Wakalah contracts using the commodity (underlying asset) provided by the approved commodity provider.

Personal Loan Conditions

  • Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of financing tenure).
  • Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
  • Minimum income of RM1,500 per month.
  • Permanent employee who has been employed for 3 months and above.
  • Contract / temporary employee (over 12 months’ service).
  • BSN Giro/i account holder.

Documents Required

  1. A copy of NRIC (both sides).
  2. Confirmation letter from employer; AND
  3. Latest 2 months’ salary slip.

Financing Info

 Fixed RateFloating Rate
Profit Rate4.60% to 6.99%BR + 1.75% to BR + 3.77%
Financing rate without TakafulAdditional 1% from the above profit rate
Financing LimitMinimum: RM5,000
Maximum: RM200,000
Financing TenureUp to 10 years

Terms & conditions apply.

Private Sector Loan BSN MyRinggit-i (Eksekutif-1)

Our Bank Simpanan Nasional Berhad BSN MyRinggit-i Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates.

Based on the Shariah concept of Tawarruq.

Financial Terms

  1. Malaysian citizen aged 21 years old to 55 / 60* years old (subject to retirement age at the end of the financing tenure).
  2. Open to permanent & contract officers and staff that have minimum one year of working experience.
  3. Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
  4. Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff).
  5. BSN GIRO/i Account holders.

Note: *Subject to employer confirmation

Personal Financing Info

 Int Fixed RateLoan Floating Rate
Profit Rate6.00% to 8.50%BR + 5.00%
Profit Rate Without TakafulAdditional 1% from the above profit rate
Financing Limit
IncomeFinancing Limit
RM3,000 to RM5,0005x of monthly gross income
> RM5,000 to RM10,0007x of monthly gross income
> RM10,00010x of monthly gross income/ maximum RM200,000 whichever is lower
Financing TenureMinimum: 2 years
Maximum: 10 years
Method of PaymentBSN Standing Instruction

Terms & conditions apply.

Private Sector Loan BSN MyRinggit-i PRIMA

Personal Financing BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.

Shariah Concept

This Bank Simpanan Nasional personal financing is based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila’.

Terms and Conditions

  1. Malaysian citizens aged from 21 years old to 65 years old (for Medical Doctors) 50 years old (for Medical Officers)
  2. Minimum gross income of RM3,000.00 per month.
  3. Bank Simpanan Nasional Berhad GIRO/ i-account holder.

*Source: mybsn.com.my and Wikipedia.org

Hashtag / Keywords

 #personalloan #Bank #BSN 

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Bank Simpanan Nasional Berhad BSN Personal Loan Reviews

Customer Reviews about Bank Simpanan Nasional Berhad BSN Personal Loan

One of the best personal financings in Malaysia, BSN is the best choice among government and private sector. Apply your loan with Bank Simpanan Nasional now.

Mohd Azwan

https://personalfinancingloan.com

Contact BSN (Bank Simpanan Nasional)

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