Bank Islam Personal Loan: The Ultimate Financing in Malaysia

Explore Bank Islam’s personal loan for swift solutions and competitive rates. Click for details on quick approvals and financial flexibility. Bank Islam is the best personal loan financing up to RM300,000. Takaful coverage, flat rate or floating rate with no guarantor. Apply now!

Pinjaman Peribadi Bank Islam

Bank Islam Personal Loan: Summary

  • Bank Name: Bank Islam Malaysia Berhad
  • Abbreviation / Code Name: BIMB
  • Category: #ConsumerLoan #personalloan #Bank #BIMB
  • Bank Promotion Name: General info about Bank Islam personal financing

Personal Financing-i Programme for Medical Practitioner

The criteria of Personal Financing-i Programme for Medical Practitioner are as below:

  1. Financing Quantum: Pinjaman Peribadi Bank Islam ~ Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
  2. Payment Period: Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
  3. Financing Rate Offer with Takaful Coverage:
    Flat Rate->1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
    Floating Rate (Base Rate [BR])
    – 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    – 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
    – Revised BR (effective date 12 May 2020) is 2.77% p.a.
  4. Financing Rate Offer Without Takaful Coverage Flat Rate 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”), Floating Rate (Base Rate [BR]): 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”), 4-10 years: Base Rate (BR) + 5.28% p.a, Revised BR (effective date 12 May 2020) is 2.77% p.a.

Bank Islam Personal Financing-i Non-Package

Financing Quantum

  • Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
  • Financing RM30,000 and below – without guarantor
  • Financing more than RM30,000 – one guarantor

Payment Period

  • Maximum 120 months (10 years) or up to the retirement age, whichever is earlier

Financing Rate Offer with Takaful Coverage

Flat Rate

  • 1 – 3 years: 6.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
  • 4 – 8 years: 6.8% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
  • 9 – 10 years: 7.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)

Financing Rate Offer Without Takaful Coverage

Flat Rate

1 – 3 years: 7.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
4 – 8 years: 7.8% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
9 – 10 years: 8.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)

Advance Payment

  • Equivalent to 2 months installment
  • Takaful Coverage – Optional

Personal Financing Takaful Plan

Benefits

  • No hidden charges
  • Selling price – fixed and known
  • Fast approval
  • Competitive rate

Pinjaman Peribadi Bank Islam -i Package

Features Financing Quantum

Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

Payment Period

Pinjaman Peribadi Bank Islam ~ Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier

Financing Rate Offer With Takaful Coverage

Floating Rate (Base Rate [BR])

  • 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  • 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  • Revised BR (effective date 12 May 2020) is 2.77% p.a

Personal Financing Rate Offer Without Takaful Coverage

Floating Rate (Base Rate [BR])

  • 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  • 4-10 years: Base Rate (BR) + 5.28% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  • Revised BR (effective date 12 May 2020) is 2.77% p.a

Pinjaman Peribadi Bank Islam Personal Loan Package

Financing Rate Offer with Takaful Coverage

Flat Rate: 1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

Personal Financing Rate Offer Without Takaful Coverage

Flat Rate:1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

Advance Payment

  • Equivalent to 2 months installment
  • Takaful Coverage

Pinjaman Peribadi Bank Islam Personal Financing Takaful Plan – Optional

Benefits

  • Competitive rate
  • No hidden charges
  • No guarantor is required
  • No deposit
  • No processing fee
  • Flexible financing tenure
  • Selling price – fixed and known
  • Fast approval

Monthly Installment Payment

Personal Loan Bank Islam Repayment Table :pinjaman-peribadi-bank-islam-repayment-table

Personal Loan Bank Islam Repayment Table: Click above to view Pinjaman peribadi Bank Islam repayment table scheme.

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Bank Islam Personal Loan Reviews

Customer Reviews about Bank Islam Personal Loan

Choosing Bank Islam’s personal loan was a wise decision. The Shariah-compliant aspect adds a unique touch, making it a trusted choice in both government and private sectors

Mohd Azwan

https://personalfinancingloan.com

Contact Bank Islam Malaysia Berhad

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