Agrobank Personal Loan: Get Your Finances Growing

Don’t miss out on the chance to cultivate your financial growth with Agrobank Malaysia’s best personal loan. Apply now and access tailored financing solutions designed to nurture your financial well-being. Whether it’s for agricultural ventures or personal needs, seize the opportunity to grow your finances with Agrobank Malaysia today!

Agrobank: Personal Loan Summary

Bank Name: Agrobank Personal Loan
Abbreviation / Code Name: –
Category: #ConsumerLoan #personalloan #Bank #AgroBank
Bank Promotion Name: General info about personal loan from Agrobank

Agrobank History: Strengthening Malaysia's Agriculture Industry

Establishment and Transformation

Established in 1969, Agrobank has played a vital role in the development of Malaysia’s agriculture sector. Since July 1, 2015, it has become a fully-fledged Islamic bank, offering Shariah-compliant products and solutions to various customer segments including corporate, commercial, consumer, trade finance, and micro-financing.

Development and Commercial Roles

As a Market-Driven, Customer-Centric Development Financial Institution (DFI), Agrobank focuses primarily on strengthening the agriculture sector in Malaysia. It strikes an equal balance between developmental and commercial roles to benefit the agriculture sector.

Comprehensive Financing Solutions

From Upstream to Downstream

Agrobank provides a wide range of financing solutions for the agriculture community, covering upstream activities related to primary food and commodities-based agriculture activities, to downstream activities such as processing, marketing, and distribution of agricultural products. It also offers retail banking financing solutions to enhance the well-being of the agriculture community.

Customer Service Network

This is achieved through its network of 192 customer touchpoints including 138 branches, 1 agro banking, 1 virtual banking, 10 commercial financing centers, 34 kiosks, 8 agro corners, and agro points. In 2019, Agrobank celebrates its Golden Jubilee Anniversary, marking 50 years of its proud establishment in developing the agro industry.

VBI Initiative: Shaping a Sustainable Future

VBI or Value-Based Intermediation is an initiative by Bank Negara Malaysia (BNM) which aims to improve the products and services offered by Islamic financial institutions towards better facilitation of entrepreneurship, community well-being, sustainable environment, and economic growth, without compromising on shareholders’ returns.

Agrobank Consumer Product & Services: Enhancing Financial Accessibility

Hartani-i (Tawarruq)

Hartani-i serves as a financing solution for Government Servants, Private Sector Employees, and Stable Income Earners seeking to acquire agricultural land. This facility facilitates the purchase of land directly from vendors, through public auctions, or from land auctioned by Bank Pertanian Malaysia Berhad. Agrobank considers financing only if the land possesses an individual title, has been sub-divided, or is awaiting the issuance of an individual title.

Ar-Rahnu

Ar-Rahnu offers a short-term Islamic Pawnbroking Facility, enabling customers to access instant cash by leveraging gold items as collateral. This flexible solution provides individuals with a quick and convenient method to secure financing while retaining ownership of their valuable assets.

AgroCash-i

AgroCash-i is a personal financing facility designed to meet consumer financing needs primarily related to agriculture and agro-based activities. Utilizing Tawarruq transactions, this product empowers customers to access funds for various purposes, enhancing their financial flexibility and supporting their agricultural endeavors.

Agrobank Personal Loan for Government Staff: Empowering Financial Stability

Accessible Financing for Government Employees

Discover Agrobank’s tailored personal loan solution designed to meet the diverse financial needs of government staff. With competitive interest rates, eligible applicants aged between 18 to 60, or up to retirement age, can benefit. Whether confirmed or under probation, applicants must have a minimum gross salary of RM1,000 per month. Enjoy flexible financing options of up to RM200,000, with a maximum tenure of 10 years, ensuring financial empowerment and security. Consider opting for Skim Takaful Kredit for additional peace of mind.

Agrobank’s GLC Staff Personal Loan: Empowering Your Financial Future

At Agrobank, we recognize the significance of financial empowerment for GLC (Government-Linked Company) staff. Our GLC Staff Personal Loan BR + 3.67% /p.a offers a tailored solution to address your financial needs with ease and convenience.

Eligibility Criteria

To qualify for Agrobank’s GLC staff personal loan, applicants must meet specific eligibility criteria:

Age Requirement: Applicants must be between 21 to 60 years old or up to the retirement age, whichever comes earlier.
Employment Status: Applicants must be permanent staff members of GLCs and have been confirmed with at least one year of service.
Minimum Gross Salary: Applicants must have a minimum gross salary of RM2,000 per month.
Optional Takaful Coverage: While not mandatory, customers are encouraged to take advantage of Skim Takaful Kredit for added protection and peace of mind.

Loan Details

GLC staff personal loan from Agrobank offers the following terms:

Financing Amount: Eligible applicants can access financing of up to a maximum of RM200,000.
Financing Tenure: Enjoy flexible repayment options with a financing tenure of up to 10 years, allowing you to manage your repayments comfortably.

Apply Today

Take the first step towards realizing your financial aspirations with Agrobank. Our streamlined application process ensures quick approval, enabling you to access the funds you need without delay. Contact us today to learn more about our competitive interest rates, flexible repayment terms, and personalized financial solutions tailored to meet your needs.

Frequently Asked Questions (FAQ) about Agrobank Malaysia

Curious about Agrobank Malaysia? Explore our FAQ section for answers to common questions. Find out more about our services, policies, and how we can meet your needs. Dive into our FAQ to discover everything you need to know before getting started. Start exploring now!

What types of financing solutions does Agrobank offer for the agriculture community?

Agrobank provides a comprehensive range of financing solutions tailored to the needs of the agriculture community. These solutions cover a wide spectrum, from upstream activities related to primary food and commodities-based agriculture, to downstream activities such as processing, marketing, and distribution of agricultural products. Additionally, Agrobank also offers retail banking financing solutions aimed at enhancing the overall well-being of the agriculture community.

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*Source: agrobank.com.my