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Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI)
Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) plays a crucial role in nurturing entrepreneurship through its Micro Credit Assistance program. By providing accessible loans ranging from RM1,000 to RM5,000 in its early stages, KOPUBI aims to empower members to address immediate financial needs and fuel business growth. With plans to increase the maximum loan amount to RM250,000 in the future, KOPUBI demonstrates its commitment to fostering sustainable economic development and supporting the entrepreneurial journey of its members. Join KOPUBI today and take a step towards realizing your business dreams with the support of a dedicated cooperative community.
Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI): Summary
- Koperasi Name: Koperasi Usahawan Bersatu Ipoh Perak Bhd
- Abbreviation / Code Name: KOPUBI
- Category:#koperasi #personalloan #KOPUBI
- Koperasi Promotion Name: General info about personal loan Koperasi Usahawan Bersatu Ipoh Perak Bhd
Let’s Join Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI)
Introduction to KOPUBI
Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) is a cooperative organization based in Perak, Malaysia. Established on 15th April 2016, KOPUBI Perak was inspired by the vision of En. Sharul Baha Abd Rahman, the Chairman of Persatuan Usahawan Bersatu Ipoh Perak.
The Journey to Establishment
Under the guidance of the Persatuan Usahawan Bersatu Ipoh Perak, KOPUBI Perak embarked on its journey towards establishment. The Cooperative Sponsor Committee, comprising key members of the association, initiated the process by submitting an official application to the Malaysian Cooperative Commission on 6th August 2017.
Vision and Goals
With the aim of fostering unity and economic empowerment among entrepreneurs in Perak, KOPUBI Perak aims to gather a diverse membership base. The cooperative aspires to provide various benefits and opportunities to its members, including access to micro-credit loans, marketing ventures, and real estate investments.
Join the Movement
Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) is now actively seeking new members to join its ranks. With nearly 1,000 members from across Perak, the cooperative offers an inclusive platform for entrepreneurs to collaborate and thrive. Joining is simple, with an entry fee of RM150.00 and the opportunity to purchase cooperative shares at the same price. Each member can acquire a maximum of 25 units of shares.
Key Activities
The cooperative focuses on three main activities:
- Micro Credit Loans: Providing financial assistance to members for their business endeavors.
- Marketing Ventures: Engaging in business activities related to marketing to enhance members’ entrepreneurial opportunities.
- Real Estate Investments: Exploring investment opportunities in the real estate sector to generate long-term returns for members.
Conclusion
Join Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) today and become part of a dynamic community of entrepreneurs dedicated to mutual growth and prosperity. Together, let’s build a brighter future for entrepreneurship in Perak!
Micro Credit Assistance from KOPUBI
Empowering Entrepreneurs
Micro Credit Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) plays a vital role in supporting members who require financial aid to strengthen their businesses or to kickstart new ventures. The cooperative aims to empower entrepreneurs by providing accessible and affordable credit facilities.
Early Initiatives
In its initial stages, the Board Members of Koperasi Usahawan Bersatu Ipoh Perak Bhd allocated funds to offer loans ranging from RM1,000 to RM5,000 to eligible members. This initiative aimed to assist members in addressing immediate financial needs and facilitating business growth. As the cooperative’s financial performance improves and its capital base expands, the loan amount is anticipated to increase progressively.
Future Plans
Looking ahead, the Board Members of Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) aspire to enhance the cooperative’s lending capacity further. Once Koperasi Usahawan Bersatu Ipoh Perak Bhd achieves robust financial performance and demonstrates substantial profitability, the aim is to elevate the maximum loan amount to RM250,000. This strategic move reflects the cooperative’s commitment to meeting the evolving needs of its members and fostering sustainable economic development within the community.
Conclusion
Micro Credit Koperasi Usahawan Bersatu Ipoh Perak Bhd serves as a cornerstone in the journey of entrepreneurship for its members. By providing accessible credit facilities and fostering financial inclusion, KOPUBI empowers individuals to realize their business aspirations and contribute to the growth of the local economy. Join KOPUBI today and embark on a path of entrepreneurial success with the support of a dedicated cooperative community.
i-Mikro Bai’ Al-Inah Personal Financing: Empowering Perak Residents
Accessible Financing for All
Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) brings great news to the residents of Perak with the launch of its i-Mikro Bai’ Al-Inah Personal Financing Scheme. As one of the leading Entrepreneur Cooperatives in Ipoh City, KOPUBI Perak Bhd is proud to offer this financing opportunity to all.
Addressing Financial Needs
Understanding the diverse needs of its members, KOPUBI Perak Bhd introduces the i-Mikro Bai’ Al-Inah Personal Financing Scheme to provide additional working capital for business development or to meet emergency expenses. With easy access and flexible terms, this financing solution caters to various financial requirements.
Application Conditions
To apply for the i-Mikro Bai’ Al-Inah Personal Financing, applicants must meet the following conditions:
- Malaysian citizens aged 18 years and above, with a minimum of six months’ membership in the Cooperative.
- Paid a Share Capital of at least RM150.00 and an entry fee of RM150.00.
- Monthly installment repayment should not exceed 60% of monthly income.
- Maximum financing limit is subject to 10x the share value, with a cap of RM5,000.
- Requires a Guarantor who is a member of the Cooperative.
- Complete the application through the iKoop system and provide necessary information and documents.
Guarantor Requirements
For individuals acting as guarantors:
- Must be a member of KOPUBI Perak Bhd for at least six months.
- Limited to guaranteeing a maximum of three members simultaneously.
- Board Members are restricted from acting as guarantors during their tenure.
- Cannot be a family member or spouse of the borrower.
- Acts as a debt collector, not a debt payer, in case of default by the borrower.
Ensuring Financial Security
To maintain financial stability and uphold positive capital control, Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI) imposes a financing condition. Loans exceeding RM2,000 require a guarantor from among the Cooperative’s members. This measure safeguards the interests of all members and ensures responsible lending practices.
Join KOPUBI Perak Bhd today and leverage the i-Mikro Bai’ Al-Inah Personal Financing Scheme to fuel your aspirations and achieve financial success.
Frequently Asked Questions (FAQ) about Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI)
Curious about KOPUBI Koperasi Usahawan Bersatu Ipoh? Explore our FAQ section for answers to common questions. Find out more about our services, policies, and how we can meet your needs. Dive into our FAQ to discover everything you need to know before getting started. Start exploring now!
What are the services offered from Koperasi Usahawan Bersatu Ipoh Perak (KOPUBI)?
Koperasi Usahawan Bersatu Ipoh Perak Bhd is very committed and excited to implement strategic planning which has been broken down into 3 main activities as follows:
- Personal financing (micro credit)
- Business in the field of marketing
- Investment in real estate and plantations
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Contact Koperasi Usahawan Bersatu Ipoh Perak Bhd (KOPUBI)
- WhatsApp: 011-6568 3924
- Tel: 05-322 7297
- 57B, Susunan Stesen 18, Station 18,
31650 Ipoh, Perak - Opening Hours: Monday to Friday 9.00am-5.30pm