Our Services

Embark on a journey towards financial empowerment with our comprehensive range of personal financing loan services. Whether you’re looking to consolidate debt, fund a major purchase, or cover unexpected expenses, we’re here to help you achieve your financial goals. Explore our personalized solutions, competitive rates, and exceptional customer service today.

Personal Loans from Cooperatives and Banks

With humility, we extend the following top-notch services to you:

• Cooperative Personal Loans: We provide a variety of personal loan options from over 500 selected cooperatives. Current promotions and the availability of loan funds are subject to each cooperative.
• Bank Personal Loans: With various ongoing promotions, we also offer personal loans from 20 banks that provide financing at low-interest rates.

Eligibility Calculations and Application Procedures

We also offer:

• Cooperative Loan Eligibility Calculations: We provide thorough calculations to ensure you meet the eligibility criteria for loans from cooperatives.
• Bank Loan Eligibility Calculations: With precise calculations, we help you determine your eligibility for financing from banks.
• New Application Processes and Loan Restructuring: We assist in new application processes for loans from banks and cooperatives. Additionally, we offer services for restructuring existing loans to ensure you receive the best benefits.

Additional Facilities

• Personal Loan Application Forms: We provide online personal loan application forms to streamline your application process.
• Ad Space for Rent: If you seek to enhance promotions for your cooperative, we offer ad space for rent on our website. Please obtain further information through this link.

Cooperative Services Offered by Us

1. Petronesa-Kuwait Finance House Cooperative (Petronesa Kuwait)
2. Petronesa HDM Cooperative
3. Ikhtiar Destinasi (i-destinasi)/ IDSB Kuwait Finance House
4. Ikhtiar Destinasi (i-destinasi IDSB)
5. Malaysia Building Society Berhad (MBSB)
6. Kuwait Finance House- Coshare
7. Coshare Holdings
8. Yayasan Perlis RCE (YYP)
9. Yayasan Ihsan Rakyat (YIR)
10. Koperasi Pendidikan Usahawan Berhad (KEKAL)
11. Koperasi Bersatu Tenaga Malaysia (KOBETA)
12. Koperasi Pembangunan Usahasama Sabah (Pusamaju)
13. Koperasi Perdanajaya
14. Alliance Bank @ Pusamaju Cooperative
15. Koperasi Pekerja (Kospek)
16. Koperasi Gemilang Siswazah (Kogemilang)
17. Koperasi Wawasan Malaysia Berhad (Kowamas)
18. Koperasi Pembangunan Usahawan Malaysia Berhad (KPUNB)
19. Koperasi Maju Ekonomi (Komaju)/ (Kopesadik)
20. Koperasi Belia Nasional Berhad (Kobena)
21. Koperasi Ikhtiar
22. Koperasi Kospend
23. Koperasi Sejati
24. Koperasi Kospem
25. Koperasi Serbaguna Pertanian (AID)
26. Koperasi Konsumer Malaysia Berhad (KKMB)
27. Koperasi Iman (Koiman)
28. Koperasi Moccis
29. Koperasi Kowaja

Commitment to Transparency and Accessibility

We understand the importance of clarity and accessibility when it comes to personal financing. Therefore, we are committed to ensuring transparency with our customers at every step of the process. Our goal is to provide a seamless and user-friendly experience, making it easier for you to obtain the personal financing you need. Don’t hesitate to reach out to us today and explore the wide range of personal loan options available through our extensive network of cooperatives and banks.