Debt management brings peace of mind Debt Management helps you take control of your finances and bring peace of mind, by helping you manage your bills, stay on top of payments, and budget for the future. It gives you the power to manage your responsibly, pay it down, and eventually become debt-free. Debt management brings …
Saving practices and advantages Saving money can be a wise practice that helps you provide for your future, avoid accumulating debt and handle unexpected expenses. It also helps you build financial security and can lead to potentially higher returns on investments. With proper planning and commitment, you can cultivate good saving habits and enjoy the …
Bankruptcy of civil servants- causes and solutions Civil servants are not exempt from bankruptcy. In fact, filing for bankruptcy may provide relief from credit card debt, medical bills, tax debt, and other debts. It can also resolve lawsuits, stop home foreclosure, and prevent wage garnishment. Even though civil servants may experience financial hardship, this action …
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What are the 10 reasons for bankruptcy? Bankruptcy can be caused by a variety of reasons such as job loss, medical bills, consumer debt, high costs of living, a decrease in income, divorce, or the death of a family member. It is important for individuals to understand the potential risks and consequences of filing for …
Why does bankruptcy make life difficult? Bankruptcy can make life difficult because it affects one’s creditworthiness and financial standing, making it difficult to obtain loans or mortgages and making it difficult to rent an apartment or buy a home. In addition, bankruptcy can result in the loss of property, as well as the loss of …
How to get side income easily? Getting a side income doesn’t have to be hard. There are many ways to get a steady flow of passive income, from starting a blog to renting out your spare room. With dedication, research and effort, it’s easy to supplement your income and create steady financial security. How to …
10 ways to increase your income There are many ways to increase your income! Try freelancing, starting a side hustle, or getting a second job. You could also consider raising rates or negotiating a higher salary if possible. Alternatively, look into investing money in assets or investing your time in learning a new skill. 10 …
10 Easy Steps of Cooperative Personal Loan 2 This is the second and final part of the 10 Easy Steps of Cooperative Personal Loan 2 that you must follow so that your application is not delayed for months and does not bother you, the cooperative agent / financial consultant, payroll unit or financial officer or …
10 Easy Steps for a Cooperative Personal Loan We have listed 10 Easy Steps of a Cooperative Personal Loan for those of you who always say there is an element of fraud or a loan that is detrimental to you. Hopefully such a guide can help you identify and analyze all things before deciding to …
Smart and Prudent Financial Management Series 3 Smart and Prudent Financial Management Series 3 contains 4 more steps you need to know such as do not owe arbitrarily, reduce the quantity of credit cards, reduce the burden of monthly commitments so that it is not high and give a lot of charity and zakat so …
Smart and Prudent Financial Management Series 2 In Smart and Prudent Financial Management Series 2, the third step you need to follow is Spend Prudently and don’t spend extravagantly. Not necessarily cheap stuff is a prudent way. Similarly, buying expensive items does not mean that we are not prudent in spending. Everything will be explained …
10 Steps to Wise and Prudent Financial Management How to overcome strong financial stress with 10 Steps to Wise and Prudent Financial Management? You have to start managing your finances from the beginning because if it is too late, you will incur debt around the waist and the result will be bad for decades. Instead …
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RAMCI Score – Banking Credit Information extracted from Bank Negara Malaysia BNM. Ccris, banking information, credit report, dishonored cheque. More info
RAMCI Credit Info known as RAMCI and i-Risk Score Intelligent IRISS for personal loan. Get your credit i-score and banking credit information. More info
AKPK- Agensi Kaunseling Dan Pengurusan Kredit provides financial education, financial advisory and debt management programme. Click here for more info