Syaratnya tidak susah. Mudah sahaja. Berikut merupakan syarat-syarat permohonan loan Koperasi Komuja yang perlu anda ketahui:
- Interest rate adalah 12%.
- Loan tenure selama 10 tahun.
- CTOS and CCRIS below RM28k
- Payout will be at 70%.
Walaupun interest rate pembiayaan Koperasi KOMUJA ini tinggi, tetapi apa yang penting adalah ianya mudah lulus dan boleh dinikmati oleh kakitangan kerajaan persekutuan (AG) dan kerajaan negeri. However, if applicant Ctos and Ccris is above 28k and below 40k, the payout would be 65%. But if the applicant Ctos and Ccris is above 40k and below 50k and now receiving summon and the name listed in Akpk, the payout will be at 62% (eligible to apply)
The maximum loan amount is Rm150,000 without guarantor and installement via payslip deduction (with Biro Angkasa). The loan process is around 7 working days. Any successful application will be notified. Berminat@ soal jawab sila SMS @ WhatsApp 0192983056-En Mohd Azwan-