Cimb Bank Personal Loan Xpress Cash Financing-i
Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) with Cimb Bank Personal Loan to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*
- Minimum Monthly Gross Income Eligible with a minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
- Eligibility for this personal financing is an individuals aged 21 to 60 years old*, Malaysian citizen, No joint applications allowed. Minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
- At least 6 (six) months of employment or business establishment. Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower).
*Maximum 65 years old upon maturity of loan tenure
Get Cimb Bank Personal Loan Financing Repayment Table Cimb Bank Personal Financing Repayment Table click repayment table –> cimb-20170817-Xpress-Cash-Financing-i-Monthly-Repayment-Table
Term Financing-i Secured by ASB Certificate
TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.
- Malaysian Bumiputera only
- Profit rate of BR + 1.55% p.a.
- Enjoy a stable Profit Rate throughout your financing tenure; of which is being capped at Ceiling Profit Rate (CPR) of 10.75%.
PNB’s Disclaimer
The Master Prospectus of funds of ASNB dated 30 June 2017 and supplementary prospectuses dated 15 December 2017, 1 April, 9 July, 14 September 2018 and 2 January 2019 (“Prospectuses”), have been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectuses together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectuses. Before investing, please consider the risks of investing as well as the fees and charges involved.
Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.
Where unit trust financing is available, investors are advised to read and understand the contents of the unit trust financing risk disclosure statement before deciding to borrow to purchase units.
Important Notes BR as at 15 May 2019: 4.00%
Fees and Charges
Products/Items | Charges |
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Documentation Fee: – ASB Certificate Lien Fee – Nominal Stamp Duty | – RM 50 payable to Amanah Saham Nasional Berhad (ASNB) – RM 10 |
- Financing Tenure From 5 years up to a maximum of 35 years or 65 years of age (whichever is earlier).
- Financing Amount Minimum RM10k; Maximum RM200k
- High Margin of Financing (MOF) Up to 100% MOF + 5% Takaful coverage