Pinjaman Peribadi BSN Personal Financing

Personal Loan BSN Bank Simpanan Nasional Malaysia for public and private sector. Low interest rate and max financing up to 200k. Click here for more info.

BSN Personal Financing Summary

  • Bank Name: Bank Simpanan Nasional
  • Abbreviation / Code Name: BSN
  • Bank Promotion Name: General Info about personal loan from bank.

BSN Personal Loan Government Sector

Personal Loan

  • Public Sector
  • Private Sector

BSN MyRinggit (Public Sector)

Eligibility

  • Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of loan tenure).
  • Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
  • Minimum income of RM1,500 per month.
  • Permanent employee who has been employed for 3 months and above.
  • Contract / temporary employee (over 12 months’ service).
  • BSN Giro/i account holder.

Documents Required

  1. A copy of NRIC (both sides).
  2. Confirmation letter from employer; AND
  3. Latest 2 months’ salary slip.

Loan Info

 Fixed RateFloating Rate
Interest Rate4.60% to 6.99%BR + 1.75% to BR + 3.77%
Interest Rate Without InsuranceAdditional 1% from the above rate
Loan LimitMinimum: RM5,000
Maximum: RM200,000
Loan TenureUp to 10 years

Terms & conditions apply.

Personal Loan BSN MyRinggit (Eksekutif-1)

Our BSN MyRinggit Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates.

Eligibility

  • Malaysian citizen aged 21 years old to 55 / 60* years old (subject to retirement age at the end of the loan tenure).
  • Open to permanent & contract officers and staff that have minimum one year of working experience.
  • Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
  • Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff).
  • Bank Simpanan Nasional GIRO/ i-Account holders.

Note: *Subject to employer confirmation

Documents Required

  • A copy of NRIC (front and back)
  • A copy of latest 3 months’ payslip
  • Latest EPF statement; AND
  • Confirmation Letter by Employer stating the below:
    – Name
    – NRIC
    – Designation
    – Monthly Salary
    – Date of Employment
    OR
  • Latest EA / EC statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN).

    Note: All document copies to be certified by Bank Simpanan Nasional officer.

Fixed RateFloating Rate
Interest Rate6.00% to 8.50%BR + 5.00%
Interest Rate Without InsuranceAdditional 1% from the above interest rate
Loan Limit
IncomeLoan Limit
RM3,000 to RM5,0005x of monthly gross income
> RM5,000 to RM10,0007x of monthly gross income
> RM10,00010x of monthly gross income / maximum RM200,000 whichever is lower
Loan TenureMinimum: 2 years
Maximum: 10 years
Method of PaymentBSN Standing Instruction

Terms & conditions apply.

BSN Pledging Loan

MyRinggit Sandaran Term Deposit

Getting hold of extra funds couldn’t be easier for MyRinggit Term Deposit Certificate Holders. Our MyRinggit Sandaran Term Deposit allows you to secure up to 95% of your BSN Term Deposit value without any guarantor!

Eligibility

  • Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date).
  • BSN Term Deposit authorized certificate holder.

Documents Required

  • A Copy of your NRIC (both sides).
  • Original certificate of BSN Term Deposit.
  • Copy of GIRO/i Passbook / Statement.

Features and Benefits

GuarantorWithout guarantor required. Just mortgage your Term Deposit Certificate.
Minimum Loan LimitRM5,000.
Maximum Loan Limit95% from your Term Deposit value.
Minimum Loan PeriodTwo (2) years
Maximum Loan PeriodTen (10) years
Payment ChannelBSN Standing Instruction

Rates

The rates for BSN personal loan for MyRinggit Sandaran BSB Term Deposit are as follows:

Loan AmountInterest Rate
< RM100,000BR + 2.50%
> RM 100,000BR + 2.00%

MyRinggit Sandaran Term Deposit Monthly Instalment Computation

Loan AmountRM99,500.00RM100,000.00
Period5 years5 years
Factor19.542719.3096
LoanPeriod (year)FactorCalculationInstalment (RM)
99,500519.542799.5 x 19.54271,945
100,000519.3096100 x 19.30961,931

Loan Limit*

Loan amount will be in multiple of RM1, 000 and subject to the following limit:

MinimumMaximum
RM10,000RM200,000
(Excluding other charges)

Rates:

TenureInterest Rate
5 – 30 years or subject to the maximum age of 65 years whichever is earlier.

BR + 1.05%
Loan amounts up to RM50,000

BR + 0.85%
Loan amount above RM50,000

* Subject to the current Bank’s terms and conditions

*Source: mybsn.com.my

Hashtag / Keywords

  #personalloan #Bank #BSN 

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Pinjaman Peribadi BSN Reviews

Customer Reviews about Pinjaman Peribadi BSN

Our Bank Simpanan Nasional MyRinggit Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates. The best personal loan BSN available to apply. Act now!

Mohd Azwan

https://personalfinancingloan.com

Contact BSN (Bank Simpanan Nasional)

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