Bank Muamalat BMMB

Bank Muamalat Malaysia Berhad (BMMB) offers personal loans tailored for government employees, military personnel, selected organizations, and GLCs. Take the first step towards your financial goals – click here to apply now!

Pinjaman Peribadi Bank Muamalat BMMB Personal Loan

Pinjaman Peribadi Bank Muamalat Summary

  • Bank Name: Bank Muamalat Malaysia Berhad
  • Abbreviation / Code Name: BMBM
  • Bank Promotion Name: Pinjaman Peribadi Bank Muamalat

About Bank Muamalat Malaysia Berhad BMMB

Pinjaman Peribadi Bank Muamalat Malaysia Berhad BMMB

Bank Muamalat Malaysia Berhad (BMMB) stands out as a leading provider of Shariah-compliant financing. With its commitment to ethical and transparent banking practices, BMMB offers a range of financial products and services tailored to meet the diverse needs of its customers. One such offering is its personal loan facility, which has garnered acclaim for its unique features and benefits.

Many individuals, including members of the armed forces (ATM), have chosen to apply for personal loans with Bank Muamalat due to the distinctive characteristics and advantages it offers. Eligible applicants from various branches of the Malaysian Armed Forces, such as the Royal Malaysian Navy (TLDM), the Malaysian Army (Askar), and the Royal Malaysian Air Force (TUDM), can benefit from this financing solution.

A wealth of information regarding this personal loan is readily available, empowering applicants with the knowledge they need to make informed decisions. From eligibility criteria to the application process and loan features, all relevant details are presented to ensure clarity and transparency. It is our sincere hope that all individuals considering this remarkable financing option will find value in the seamless application process and the array of benefits offered by Bank Muamalat. Join us in applying for this exceptional loan, categorized among the best in its class, and take a step closer to achieving your financial goals with confidence and peace of mind.

Bank Muamalat Personal Financing-i For Armed Forces

Bank Muamalat Malaysia Berhad (BMMB) offers Shariah-compliant financing products tailored for the armed forces. Eligible members of the Malaysian Armed Forces, including TLDM, Askar, and TUDM, can benefit from specialized financing solutions. Explore BMMB’s offerings to secure the financial support you need.

Products / Items
Investment and Refinancing (Armed Forces)
Purpose
Settlement of Debt and Investment
Who Can Apply
Malaysia Armed Forces
Tenure
Minimum: 3 years, Maximum: 10 years*
Financing Amount

Minimum: RM 5,000.00

Maximum: RM 100,000.00

Profit Rate

Flat: 5.5% p.a

Floating: BFR+1.8% (capping rate 11%)

Mode of Payment
Auto Debit net salary via BMMB Current/Saving Account
Wasiat/Will – writing
Optional
Takaful
Compulsory
Guarantor
Not available
Documents Required
Copy of BATC10/MyTentera (front and back)
Latest 1 month Salary Slip (Flat Rate)
Latest 2 months Original Salary Slip (Floating Rate)
BMMB Current/Saving Account passbook
Latest Settlement Statement
Investment Statement (if applicable)
Applicant’s Eligibility

a) Age:

Lain‐lain Pangkat (LLP):
Maximum: 52 years
Pegawai:
Maximum: 65 years

Repayment Capacity:

Determine by NDI & DSR

Note:

  1. Customer’s not a Bankruptcy during apply BMMB financing
  2. 2) Terms and conditions apply

Bank Muamalat Personal Financing for Government & Related Agencies Staff

Bank Muamalat Malaysia Berhad BMMB Financing products:

Products / Items
Pembiayaan Pengurusan Kewangan – PPK Invesment and Refinancing
Civilian
Purpose
Settlement of Debt and Investment
Who Can Apply
All Federal / State Government/Government. Link Company/Selected Organizations staff
Tenure
Minimum: 3 years. Maximum: 10 years
Financing Amount
Minimum: RM 5,000.00. Maximum: RM 100,000.00
Profit Rate
Flat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
a) Auto Debit net salary via BMMB Current/Saving Account or. b) Salary deduction At Source by employer
Wasiat/Will – writing
Optional
Takaful
Compulsory
Guarantor
Not available
Documents Required
Copy of NRIC (front and back)
Latest 1 month Salary Slip (Flat Rate)
Latest 3 months original Salary Slip (Floating Rate)
Employment Confirmation Letter
Latest Settlement Statement
Investment Statement (if applicable)
Applicant’s Eligibility
Employment:- Non Gov’t: PERMANENT & CONFIRMED staff with minimum 3 yrs service.- Gov’t: CONFIRMED staff
Repayment Capacity: i) Determine by NDI & DSR

Note:

  1. Customer’s not a Bankruptcy during apply BMMB financing \
  2. Terms and conditions apply

Bank Muamalat Malaysia Berhad Personal Financing: Selected Organizations Staff

Products / Items
Investment and Refinancing (Civilian – Selected Organization)
Purpose
Setlement of Debt and Investment
Who Can Apply
Selected organizations staff
Tenure
Minimum: 3 years. Maximum: 10 years
Financing Amount
Minimum: RM 5,000.00. Maximum: RM 150,000.00 (Floating Rate), RM 100,000.00 (Flat Rate)
Profit Rate
Flat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
a) Auto Debit net salary via BMMB Current/Saving Account or b) Salary deduction At Source by employer
Wasiat/Will – Writing
Compulsory
Takaful
Compulsory
Guarantor
Not available
Documents Required
Copy of NRIC (front and back)
Latest 1 month Salary Slip (Flat Rate)
Latest 3 months original Salary Slip (Floating Rate)
Employment Confirmation Letter
Settlement Statement
Investment Statement (if applicable)
Applicant’s Eligibility
Employment: PERMANENT and CONFIRMED staff with minimum 3 years service
Repayment Capacity: i) 1/3 or 3.33% of net salary

Note:

  1. Customer’s not a Bankruptcy during apply BMMB financing
  2. Terms and conditions apply

Article Related to Personal Financing from Banks

*Source from Bank Muamalat Malaysia Berhad website

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