Features Financing Quantum
Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period
Pinjaman Peribadi Bank Islam ~ Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer With Takaful Coverage
Floating Rate (Base Rate [BR])
- 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- Revised BR (effective date 12 May 2020) is 2.77% p.a
Personal Financing Rate Offer Without Takaful Coverage
Floating Rate (Base Rate [BR])
- 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- 4-10 years: Base Rate (BR) + 5.28% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
- Revised BR (effective date 12 May 2020) is 2.77% p.a
Pinjaman Peribadi Bank Islam Personal Loan Package
Financing Rate Offer with Takaful Coverage
Flat Rate: 1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Personal Financing Rate Offer Without Takaful Coverage
Flat Rate: 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Advance Payment
- Equivalent to 2 months installment
- Takaful Coverage
Pinjaman Peribadi Bank Islam Personal Financing Takaful Plan – Optional
Benefits
- Competitive rate
- No hidden charges
- No guarantor is required
- No deposit
- No processing fee
- Flexible financing tenure
- Selling price – fixed and known
- Fast approval