Pinjaman Peribadi AgroBank

Pinjaman Peribadi AgroBank Cash-i criteria as below:

• Financing Limit: Government Employees: Maximum RM200,000 GLC Staff: Maximum RM200,000
• Financing Tenure: 10 years maximum
• Profit Rates: (Subject to eligibility and current changes)

Description Eligibility Criteria: Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:

• FEDERAL GOVERNMENT: Tenure Profit Rate: Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a
• STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY
• Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a

FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT

Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:

• Existing and new customer
• Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
• Salary deduction through BPA
• No Rescheduling and Restructuring (R&R) status.
• No Special Attention Account (SAA)

Ceiling Profit Rate (CPR): – BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price

Effective Profit Rate (EPR): – At the current profit rate and did not exceed CPR and calculated based on monthly balance

Note: Current BR is at 3.60%