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Pinjaman Peribadi AgroBank
Pinjaman Peribadi AgroBank Cash-i adalah yang terbaik. FInancing limit max RM200,000 and open to Government Employees and GLC staff. Apply now!
Pinjaman Peribadi AgroBank Summary
- Bank Name: Agrobank
- Abbreviation / Code Name: –
- Bank Koperasi Promotion Name: General Info about personal financing with bank
About Pinjaman Peribadi AgroBank
Pinjaman Peribadi Terbaik: Dikenali sebagai AgroBank Cash-i facility for customers for the purpose of consumer financing mainly related to agriculture and agro-based activity. The implementation of theAgroBank Cash-i Personal Loanis based on the Tawarruq transactions.
AgroBank Personal Loan Eligibility Criteria
| Age Requirement | Government Employees GLC Staff |
| Eligibility | Government Employees GLC Staff |
| Min. Salary Requirement | Government Employees GLC Staff |
| Takaful Coverage | Customer is encouraged to take Skim Takaful Kredit |
Pinjaman Peribadi AgroBank Cash-i Product Details
Pinjaman Peribadi AgroBank Cash-i criteria as below:
- Financing Limit: Government Employees: Maximum RM200,000 GLC Staff: Maximum RM200,000
- Financing Tenure: 10 years maximum
- Profit Rates: (Subject to eligibility and current changes)
Description Eligibility Criteria: Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:
- FEDERAL GOVERNMENT: Tenure Profit Rate: Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a
- STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY
- Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a
FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT
Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:
- Existing and new customer
- Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
- Salary deduction through BPA
- No Rescheduling and Restructuring (R&R) status.
- No Special Attention Account (SAA)
Ceiling Profit Rate (CPR): – BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price
Effective Profit Rate (EPR): – At the current profit rate and did not exceed CPR and calculated based on monthly balance
Note: Current BR is at 3.60%
AgroBank Personal Loan Fee & Charges
Stamp Duty As per the Stamp Act 1949 (Revised 1989).
Advanced Installment
- Advance payment of installments equivalent to three (3) month installment which shall be used as payment of default under the financing.
- Advance installments shall be deducted from the financing amount.
- Advance payment can only be taken prior to financing is matured or settled.
- Brokerage Fee RM 30 per transaction (Subject to Service Tax at rate of 6% (if applicable)
Note: The Bank will notify the Customer at least 21 days before effective date should any changes is made to the fees and charges.
*Source: agrobank.com.my
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Contact Agrobank Personal Loan
- Telephone: 603-2731 1600 +6 03 2079 0600 (INTL)
Contact Centre: 1-300-88-2476 - Agrobank Malaysia My office
Leboh Pasar Besar, City Centre,
50050 Kuala Lumpur