Personal Loans Coshare JCL 7%

Personal Loans Coshare JCL 7% is the second MCO loan financing (Movement Control Order) launched this year. This fund is taken from JCL so this loan is known as Personal Loans Coshare JCL 7%. Open to PERMANENT civil servants (federal government employees AG) and police personnel. Please be informed that this financing is a ‘loan tanpa pengesahan majikan’ and is suitable for those of you who have difficulty obtaining employer’s confirmation.

Personal Loans Coshare JCL 7%
Grab the best Personal Loans Coshare JCL 7% now in very limited time!

Personal Loans Coshare JCL 7% Summary

  • Koperasi Name: Coshare JCL
  • Abbreviation / Code Name: JCL
  • Koperasi Promotion Name: Personal Loans Coshare JCL 7%
  • Personal Loan Promotion Period: ~ on-going ~
  • Open to: Government
  • Max Loan Amount: RM200k
  • All personal loans Coshare JCL are covered by Takaful?

    Yes. All personal loans Coshare JCL no matter interest rates 6.65% or 7% are all insured by Takaful.

Personal Loans Coshare JCL 7% Loan Kriteria

Here are the loan criteria for Personal Loans Coshare JCL 7% so that you get a clear picture before applying.

  • Personal Loans Coshare JCL 7% Best interest rate 7% flat rate (lowest in the market for flat rate).
  • Payout 70% of the loan amount. (Payout slightly higher than 6.65% interest)
  • The process takes 7-10 working days and is a bit slow due to the MCO 3.0 movement control command.
  • Minimum loan term 2 years and maximum 10 years. (if you want a period of 15 years please apply here)
  • The minimum financing amount is RM10,000.
  • The maximum financing is RM200,000.
  • Unsecured loan
  • Single customer limit is RM200,000.
  • Applicants must be in a permanent position.
  • Serve at least 1 year from the date of appointment.
  • The minimum starting salary is RM1,500.
  • Open to full government staff (AG Only). That means all federal government employees are ELIGIBLE.
  • Police officers are ELIGIBLE to apply.
  • This promotion is not open to state government employees and statutory bodies.
  • Financing up to one year before retirement. If the applicant chooses the 60 -year retirement option, then you can loan up to age 59 years old.

Important note: Applicants with a high DSR are ELIGIBLE to apply because this Personal Loans Coshare JCL 7% scheme does not see your CCRIS and CTOS records. If the blacklist amount is too high it will be assessed on a case-by-case basis.

How to Apply a Personal Loans Coshare JCL 7%

To applicants who are interested in this Personal Loans Coshare JCL 7% package, you can download the application form here. You must also fill in your personal details as below and send to our Whatsapp number as below.


  1. Nama Penuh :
  2. No I/C :
  3. Alamat Tetap :
  4. Alamat Sekarang :
  5. No Tel Bimbit :
  6. Bilangan Tanggungan :
  7. Taraf Perkahwinan :
  8. Bangsa :
  9. Agama :
  10. Taraf Pemilikan Rumah :
  11. Pendidikan Tertinggi :
  12. Alamat Email :
  13. Nama Ibu :
  14. Tempoh Menetap :


  1. Nama Majikan :
  2. Alamat Majikan :
  3. Jawatan :
  4. Tarikh Mula Berkhidmat :
  5. No. Tel. Pejabat :
    6. Gred :
    7. Bahagian / Jabatan :


  1. Nama Penuh Pasangan :
  2. No I/C Pasangan :
  3. Tarikh Lahir Pasangan :
  4. No Tel. Bimbit :
  5. Nama Majikan Pasangan :
  6. Alamat Penuh Majikan Pasangan :
  7. Gaji Pasangan :
  8. Tarikh Mula Berkhidmat :
  9. No. Tel Pejabat Pasangan :


  1. Nama Penuh :
  2. Alamat Tetap :
  3. No Tel. Bimbit :
  4. Pertalian Dengan Pemohon :

Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

  • Copy of your MYKad, colored or black and white?

    Yes a colored copy of MyKAd is required to apply for personal loan Coshare JCL 7%. You can WhatsApp a copy of your colored IC to the WhatsApp number as shown. For safety, you are encouraged to draw a small double horizontal line on the top right corner and put remarks such as "For Coshare use only" so that your IC is not misused by others in the future.

Personal Loans Coshare JCL 7% Required Documents

Documents required to apply for a Personal Loans Coshare JCL 7% are:

  • IC & police ID (if any) colored have – WhatsApp
  • ANM & HRMIS password (customers have to print their own HRMIS if they are police officers)
  • Copy of payroll bank account (COMPULSORY)
  • Option letter for customer:
    • aged 39 and above (if applying for a 15 year old package)
    • aged 45 and above (if applying for a 10 year package)
  • Confirmation letter* (MANDATORY if applying KFH)

*For Personal Loans Coshare JCL 7%, if the employer does not cooperate, you have to ask for a confirmation letter

Please click here to get the details of Coshare KFH JCL Criteria Personal Loan

Personal Loans Coshare JCL 7% Download Loan Form

For those who are interested to apply for a personal loan Coshare JCL 7% please click FORM JCL COSHARE 7%

Download e Form
Download e Form

Apply Personal Loans Coshare JCL 7%

Apart from Personal Loans Coshare JCL 7%, we also provide personal loan services such as Yayasan Ihsan Rakyat (YIR), Yayasan Perlis (YYP), Bank Rakyat financing, Bank Simpanan Nasional (BSN), Koperasi Kekal, Koperasi Gemilang (Kogemilang), Al-Rajhi Bank, Alliance Bank, Koop Bank Pertama, MBSB Bank and others for your convenience. Contact us for information such as the latest promotional packages, the latest profit rates and the maximum amount of financing. The services offered are:

  1. Fresh personal loan: The loan eligibility limit is calculated based on the strength of your pay slip i.e. basic salary, fixed allowance and the total deduction in the pay slip. Deduction of 60%, 50% or 40% of the total income. You can open an account for the first time with a bank or cooperative, a second account, a third account and so on.
  2. Overlap personal loan: Where you use an existing financing account and apply to get cash in hand instantly. Increasing the financing amount means you may or may not increase the monthly installment payment or the original financing amount. Just take the full settlement statement and overlap with other banks/ cooperatives of your choice.

How to Apply for a Personal Loans Coshare JCL 7%?

To apply Personal Loans Coshare JCL 7%, Simply send the latest salary slip to the personal loan hotline 019-2983056 now! Click the phone number button above for more info.

Loan Tanpa Pengesahan Majikan?

Personal Loan Coshare KFH 3.88%

Personal Loan Coshare JCL 6.65%

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