Personal Financing Loan Bank Islam

Bank Islam Malaysia Berhad BIMB offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out more. Apply now!

Bank Islam Personal Loan Summary

  • Bank Name: Bank Islam Personal Loan
  • Abbreviation / Code Name: BIMB
  • Bank Koperasi Promotion Name: General Info about Bank Islam personal financing

About Personal Financing Loan Bank Islam Malaysia Berhad BIMB

Personal Financing Loan Bank Islam Malaysia Berhad is Syariah Compliant Financing. For those who seek for good interest rates and Islamic loan, do not look further. Catered for all type of individuals, professionals in all areas. The peace of mind ‘pinjaman peribadi’ and very competitive monthly installment. Apart from personal loan, Bank Islam also offers other services like credit card, housing loan, home financing-I etc.

To apply koperasi personal loan, please Call/SMS/Whatsapp your latest e penyata gaji anm or epayslip to 019-2983056.

Choose your Personal Loans

Personal Financing Loan Bank Islam Malaysia Berhad BIMB Cash Line-i

Personal Financing Loan Bank Islam Malaysia Berhad Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust. One of the best personal financings in Malaysia.

Financing Quantum: Subject to a minimum of RM10,000

Margin of Financing

  1. Up to 100% if secured against fixed deposit
  2. Up to 80% if secured against structured investment
  3. Up to 60% if secured against unit trust

Payment Period

  • Secured against fixed deposit or structured investment. Maximum of 5 years (60 months) with no age limit. Secured against unit trust
  • Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier

Personal Financing Loan Bank Islam Malaysia Berhad BIMB Cash Line-i Secured

Personal Financing Loan Bank Islam Malaysia Berhad Cash Line-i against Bank Islam’s Fixed Deposit, Structured Investment or Unit Trust

Financing Quantum: Subject to a minimum of RM5,000

Margin of Financing

  1. Up to 100% if secured against fixed deposit
  2. Up to 80% if secured against structured investment
  3. Up to 60% if secured against unit trust

Payment Period

  • Secured against fixed deposit or structured investment
  • Maximum of 5 years (60 months) with no age limit
  • Secured against unit trust
  • Maximum of 5 years (60 months) or up to the retirement age or up to 70 years old, whichever is earlier

Bank Islam Malaysia Berhad BIMB Personal Financing-i Non-Package

Financing Quantum

  1. Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
  2. Financing RM30,000 and below – without guarantor
  3. Financing more than RM30,000 – one guarantor

Payment Period: Maximum 120 months (10 years) or up to the retirement age, whichever is earlier

Bank Islam Malaysia Berhad BIMB Personal Financing-i Package

Features Financing Quantum: Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

Payment Period

  • Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
  • Promotional Rate for Teacher and Nurse (7 months only from 01/08/2019 to 29/02/2020)

Bank Islam Malaysia Berhad BIMB Personal Financing-i Programme for Medical Practitioner

 

Financing Quantum: Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000

Payment Period Tenures: Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier

Financing Rate Offer with Takaful Coverage

Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)

  1. 1- 3 years: 4.20% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
  2. 4-10 years: 4.35% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

Floating Rate Fragmentation (Base Rate [BR])

  1. 1-3 years: Base Rate (BR) + 2.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  2. 4-10 years: Base Rate (BR) + 3.02% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  3. Revised BR (effective date 10 May 2019) is 3.77% p.a

Financing Rate Offer Without Takaful Coverage

Flat Rate (Promotional Rate for Package and Program Customer, 7 months only from 01/08/2019 to 29/02/2020)

  1. 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).

Floating Rate (Base Rate [BR])

  1. 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
  2. 4-10 years: Base Rate (BR) + 5.28% p.a.

Revised BR (effective date 10 May 2019) is 3.77% p.a

Eligibility & Requirements

Eligibility (Salary Earner)

  1. Applicant must be 25 years old and not exceeding the retirement age at the end of payment period
  2. Malaysian citizen
  3. Fixed income earner with a minimum gross income of RM2,000 per month
  4. Minimum tenure in service:
  5. Permanent Staff: 6 months
  6. Contract Staff: 2 years (Government only)

Eligibility (Sole Proprietorship or Partnership)

  1. Applicant must be 25 years old and not exceeding the retirement age at the end of payment period (maximum entry age is 65 years and up to 70 years old)
  2. Malaysian citizen
  3. Earning a minimum gross monthly income of RM2,000 and above
  4. Minimum of 2 years in business

Documents Required

For salary earner applicant: –

  • Photocopy of Identity Card
  • Latest pay slip
  • Latest letter of confirmation from employer (salary earner)
  • Certificate of registration with Malaysian Medical Council or Malaysian Dental Council
  • And at least one (1) of these:
  • Latest income statement (Form B/eBE/ EA/EC); or
  • Latest 3 months Bank Statements of salary crediting account; or
  • Any other latest supporting document such as EPF statement, if required

For Sole Proprietorship or Partnership: – Photocopy of identity card

Fees & Charges

RM50.00 – For being the customer’s agent to sell commodity to the Broker.

*Source: https://www.bankislam.com

Hashtag / Keywords

 #personalloan #Bank #BIMB 

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Personal Financing Loan Bank Islam Reviews

Customer Reviews about Personal Financing Loan Bank Islam

Bank Islam Malaysia Berhad BIMB offerings Personal Financing Loan for permanent and contract for Government and Business Loan. Find out more. Apply now!

Mohd Azwan

https://personalfinancingloan.com

Contact Bank Islam Malaysia Berhad

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