Koperasi Amanah Pelaburan Berhad (KAPB)

Koperasi Amanah Pelaburan Berhad (KAPB) is a cooperative investment trust company based in Malaysia. They offer a range of financial services and investment opportunities to their members, aiming to facilitate wealth creation and financial security through prudent investment strategies.

About Us

Koperasi Amanah Pelaburan Berhad was established on 14 November 2014 with a vision to become one of Malaysia’s leading investment powerhouses. Under the guidance of its Executive Chairman and founder, Yg Bhg Dato’ Ilyas Mohamed, KAPB aims to contribute significantly to the national economic transformation and social development.

Led by a team of corporate business icons and investment specialists, KAPB is recognized as a profitable, innovative, diversified, and sustainable cooperative in Malaysia. With a global investment approach, KAPB actively invests in various sectors to support economic diversification and business innovation.

KAPB focuses on investing in innovative, industry-leading, high-growth companies across sectors such as automotive trading, renewable energy development, and financial services. The cooperative prioritizes partnerships and collaborations with reputable corporations while upholding the highest standards of governance.

Since its inception, KAPB has consistently provided competitive dividend payouts to its over 4,000 members. This opportunity is open to all Malaysians, particularly Muslims, aiming to achieve premium returns on their invested capital. KAPB aims to expand its membership base to 100,000 registered members with RM500 million in share capital by 2020.

Vision

KAPB aspires to become a boutique cooperative, leading the transformation of a new corporate identity for cooperatives in Malaysia.

Mission

The mission of KAPB is to generate sustainable profits from investments and deliver profitable returns to its shareholders, contributing to the economic prosperity of its members.

Led by a team of corporate business icons and investment specialist, KAPB was considered to be a profitable, innovative, diversified and sustainable cooperative in Malaysia that actively invest globally.

As a pioneering investment cooperative in Malaysia, KAPB actively preserve and deploying capital with integrity and ingenuity to continuously support economic diversification through investment and business innovation in strategic sectors, creating lasting value for its members.

Focusing on innovative, industry-leading, high-growth companies, we invest in the automotive trading, renewable energy development and financial services. KAPB investment approach prioritizes partnership and collaboration with leading corporations and a commitment to the highest standard of governance.

Since its establishment, KAPB had managed to sustain the dividend payout to its over 4,000 members at a very competitive rate. This opportunity was created for all Malaysians among Muslims who has a strategic goal to achieve premium returns on their invested capital. Koperasi Amanah Pelaburan Berhad KAPB aims to reach a total of 100,000 registered members with RM500 million share capital by the year 2020.

Our Vision

To become a “boutique cooperative” pioneering the transformation of new “corporate identity” for cooperative in Malaysia.

Our Mission

To generate sustainable profits from the investments and deliver profitable returns to the shareholders.

Rich History

Koperasi Amanah Pelaburan Berhad (KAPB) is an investment cooperative dedicated to fostering the growth of a dynamic and diversified local and global economy.

• Investment Exploration: We achieve this through active investment and capital deployment across multiple sectors.
• New Corporate Identity: We are pioneering a new corporate identity transformation for cooperatives in Malaysia. Established since 2014, Koperasi Amanah Pelaburan Berhad (KAPB) operates across various investment fields.
• Remarkable Success: In a short span of time, KAPB has achieved significant milestones and successes.
• Expert Endeavors: The efforts of our team of professionals, executives, and experts across various investment sectors have made these accomplishments possible.
• Vision and Mission: KAPB has a strategic vision to achieve a set of objectives and aspirations aimed at creating opportunities and encouraging low and middle-income Muslims to participate in corporate investments that yield high returns. This contributes to the national economic transformation by fostering the growth of middle and upper-income Muslim populations in Malaysia.
• Collaboration with POS Malaysia: KAPB has announced a strategic collaboration with Pos Malaysia Berhad, focusing on investment principles designed and operated with the benefits of its members in mind. Led by a team of corporate business icons and investment specialists, KAPB offers high dividends* while emphasizing Shariah principles in Malaysia.

Membership

Eligibility Criteria for Honorary Membership

To qualify as an Honorary Member at Koperasi Amanah Pelaburan Berhad (KAPB), individuals or business entities must meet the following criteria:

1. Citizenship: Must be a citizen or a non-citizen eligible to conduct business in Malaysia.
2. Minimum Contribution: Contribute shares in the Cooperative Honorary Members’ fund, with a minimum of RM50,000. Additional contributions or withdrawals should be made in increments of RM10,000.
3. Letter of Undertaking: Provide a Letter of Undertaking to the Cooperative outlining the rights and liabilities as an Honorary Member.
4. Clean Record: Must not have been convicted of a registrable offence within the last year or removed from the membership of any cooperative within the same period.
5. Commitment Period: Agree that the shareholding contribution will be retained in the Cooperative for a minimum of 2 years from the date of admission as an honorary member.

Membership Requirements for Existing Members

To become a member of Koperasi Amanah Pelaburan Berhad (KAPB), individuals must fulfill the following criteria:

1. Malaysian Citizenship: Must be a Malaysian citizen.
2. Muslim: Must be of the Muslim faith.
3. Age Requirement: Must have reached the age of 18 years.
4. Mental Capacity: Must not be mentally disabled.
5. Financial Status: Must not be an undischarged bankrupt.
6. Clean Record: Must not have a conviction for a registerable offence.
7. Membership Status: Must not have been expelled from membership under this Act, and at least one year must not have passed since the date of expulsion.

Rights and Obligations of Honorary Members

Rights:

1. Limited Liability: Liability is restricted to the number of shares contributed.
2. Dividend Distribution: Entitled to dividend distribution based on the shares contributed in the last period of the financial year.
3. Attendance at AGM: Right to attend and speak at the Annual General Meeting, subject to the scope of Honorary Membership.
4. Participation in Meetings: Can attend and present business projects at the AMC and, if invited, the BOC’s Meeting.
5. Business Priority: Given priority by the Koperasi Amanah Pelaburan Berhad (KAPB) before offering to the public.
6. Use of Facilities: Allowed to use KAPB infrastructure and facilities with BOC approval.
7. Access to Reports: Access to Financial Management, Expenditure, and Minutes of Meetings Reports within the scope of Honorary Members’ Fund.
8. Business Conduct: Permitted to conduct business with KAPB’s associates or enter into joint ventures with their associates with BOC consent.

Obligations:

1. Maintain Cooperative’s Reputation: Uphold the good name and interest of KAPB.
2. Compliance: Adhere to KAPB By-Laws and Rules.
3. Meeting Responsibilities: Ensure responsibilities towards KAPB are fulfilled.
4. Use of KAPB’s Name: Prohibited from using KAPB’s name in any representation.
5. Business Priority: Give priority to KAPB in any business ventures.
6. Compliance with Pledge: Fulfill the undertaking and pledge as an Honorary Member of KAPB.

Product and Services

Capital & Equity Market

KAPB provides investment opportunities in the capital and equity markets, allowing members to participate in stock trading, IPOs, and other investment vehicles to grow their wealth.

Factoring

MFI Money Sdn Bhd is a premier, innovative and fast-growing alternative funding solution company in Malaysia that aims to cater for the funding needs in the secondary market.

MFI Money initially offers factoring services to its associated companies within the Group as a learning curve in understanding factoring processes and to mitigate risk. In addition, MFI Money also joined the Malaysian Factors
Association (MFA) in 2018 in order to get more exposure on factoring processes, legal framework and industry updates.

Ever since, MFI Money has developed and improved its processes and ready to penetrate the open market. For start, MFI Money focused only on trading and supplies contracts as the transactions are more secured and straight forward compared to performance-based contracts like construction and software development. MFI Money’s clients are among the vendors and contractors performing contracts for the Federal and State Government, its Agencies and
Government Link Companies (GLCs).

Furthermore, Director of MFI Money, En Mohamed Fahmi Ilyas, is also the President of Malaysian Factoring Association.

Automotive Market

Through partnerships and strategic investments, KAPB ventures into the automotive market, offering opportunities for members to invest in automotive trading and related industries.

Innovative Partnerships Quick Ride Sdn Bhd

Quick Ride Sdn Bhd stands out as a trailblazer in the Malaysian car rental industry, being the first major company to collaborate with Uber and Proton, Malaysia’s national car manufacturer. Through its innovative leasing plans and programs, Quick Ride has successfully integrated modern technology to enhance the car rental experience.

Leveraging advanced technology, Quick Ride offers a range of features to ensure a seamless and enjoyable experience for its customers:

• WIFI Enabled Environment: Stay connected on the go with in-car WIFI, making every journey more productive and entertaining.
• Interactive Media: Enjoy an engaging and interactive media system during your rides.
• Geo Tracking System: Benefit from precise navigation and location tracking, ensuring timely and efficient travel.

Quick Ride Sdn Bhd goes beyond just providing rental cars. It offers a suite of support services to give drivers peace of mind, allowing them to focus on driving and earning:

• Maintenance: Regular vehicle maintenance ensures optimal performance and safety.
• Road Tax Renewal: Hassle-free road tax renewal services keep you compliant with local regulations.
• Car Insurance Renewal and Claims: Quick and efficient handling of car insurance renewals and claims.

In addition to its pioneering efforts, Quick Ride Sdn Bhd has partnered with Koperasi Amanah Pelaburan Berhad (KAPB) to further enhance its service offerings. KAPB, known for its robust investment and cooperative services, brings additional financial stability and resources to Quick Ride’s operations, ensuring the company can continue to expand and innovate in the car rental market.

Adapting to Industry Changes

When Uber consolidated its operations with Grab in April 2018, Quick Ride adapted seamlessly, continuing to offer exceptional service and forming partnerships with other e-hailing providers. This adaptability has cemented Quick Ride’s reputation for reliability and customer satisfaction.

Expanding Fleet and Services

Currently, Quick Ride boasts a fleet of over 200 vehicles, catering to a wide range of customers and ensuring availability for various needs and preferences. As the company grows, it remains committed to providing top-notch car rental solutions backed by excellent support services, with the additional strength provided by KAPB.

For more information on Quick Ride Sdn Bhd’s car rental solutions and to explore their offerings, contact them today and experience the convenience and innovation they bring to the Malaysian car rental market.

Auto Financing

85% of vehicles sold in Malaysia are financed or leased, with the remainder of the buyers paying cash.

The strict Auto Financing approval policy by Bank Negara Malaysia have affected total industry volume of new and used vehicles sold since 2017 as prospective buyers found difficulty in securing auto loans. Most of these buyers are genuine.

In view of that, Koperasi Amanah Pelaburan Berhad KAPB had taken this opportunity to invest in Malaysia auto financing market to cater for these group of people. With highly experience credit professionals, we had strengthened the financing structure to manage the risk of non-performing loan.

Since  Koperasi Amanah Pelaburan Berhad KAPB already venture in the automotive market, we believe that the auto financing will contribute to additional revenue in this sector.

Real Estate Investment Trust (REIT)

KAPB offers investment opportunities in Real Estate Investment Trusts (REITs), allowing members to invest in diversified real estate portfolios, including residential, commercial, and industrial properties.

Hartanah AP Rakyat Sdn Bhd

Hartanah AP Rakyat Sdn Bhd is a real estate investment group headquartered in Malaysia, led by a team of experts that specializes in real estate investment and management.

HAPRSB primary focus is to acquire opportunistic real estate’s transaction in prime locations in Malaysia hence offerring high growth and substantial value creation potential. Leveraging on the team’s extensive market knowledge, sound business strategies, comprehensive due diligence and portfolio management skills, we strive to achieve capital appreciation while supplementing returns with sustainable cash flow.

Our real estate team have the desirable industry expertise and ready access to capital. All acquisitions are funded from existing cash reserves. Our ability to execute expeditiously ( usually within 2 weeks or maximum of 3 months) have enabled us to source and secure great assets at attractive price.

The Exchange 106

AP Holding Berhad is an investment holding entity managed by committed founders that aims to generate stable income that balances opportunities, risks and return over medium term.

APHB has recently formed a strategic partnership with Mulia International Group that partly owns The Exchange 106. This iconic tower was completed in October 2019.

This building with gross built-up around 4.8 million sf and nett lettable area (NLA) of 2.6 million sf is currently the tallest skyscraper in South East Asia.

Ar-Rahnu (Islamic Pawnbroking)

As part of its Islamic finance offerings, KAPB provides Ar-Rahnu services, allowing members to obtain financing by pledging valuable assets such as gold, jewelry, or valuable items in compliance with Islamic principles.

Biogas

Recognizing the potential of biogas as a renewable energy source, KAPB explores investment opportunities in the biogas sector, aiming to capitalize on the growing demand for sustainable energy solutions globally.

Renewable Energy Development

Energy crisis is an emerging issue, and the world is struggling to find a suitable environment-friendly energy option for its denizens. The global energy demand is expanding rapidly. The soaring demand for energy is presently greeted with the help of fossil fuel. Industry experts believe that the demand in the energy market will grow exponentially in the forthcoming years.

There is an urgent need of an alternate source of environment-friendly energy to fill up this gap in the market. An environment-friendly energy source is a must, as greenhouse emissions are acutely disturbing the environmental balance. The growth of biogas as an alternate and green energy source is the only hope for the modern world.

The global biogas market is likely to soar within the assessment period. The market will witness a CAGR of 6.5% in terms of value in the years to come. The global biogas market showcased a promising growth in 2015 as the sales spurred and the total value of the market swelled above US$ 24000 Mn. The regions such as Latin America and Asia Pacific will play an important role in the growth of the global biogas market within the period of assessment.

KAPB has invested and penetrate the global biogas market via a joint-venture with a German company that provided the technology. Based on the analysis released by the European Biogas Association in 2015, Germany has the most biogas plant in the world.

TV Station

Awesome TV is a free-to-air Malaysian television channel owned by Awesome Media Network Sdn. Bhd. The channel features first-run local original production and foreign content. Koperasi Amanah Pelaburan Berhad KAPBis an investor in this venture with board representations.

Contact Koperasi Amanah Pelaburan Berhad (KAPB)

Koperasi Amanah Pelaburan Berhad KAPB
Level 18, Menara 2, Menara Kembar Bank Rakyat
No 33, Jalan Rakyat
50470 Kuala Lumpur, MALAYSIA

Tel: 03-2711 0051