Coshare JCL Personal Loans 6.65%

Take charge of your financial journey with Coshare JCL’s personal loans, now available at an incredibly low 6.65% interest rate. Achieve your dreams without breaking the bank and pave the way for a brighter tomorrow.

Coshare JCL Personal Loans 6.65%

Coshare JCL Personal Loans 6.65% Summary

  • Koperasi Name: Coshare JCL
  • Abbreviation / Code Name: Coshare JCL 6.65%
  • Category:
  • Koperasi Promotion Name: Coshare JCL Personal Loans 6.65%
  • Personal Loan Promotion Period: ~ on-going promotion ~
  • Open to: Government
  • Max Loan Amount: RM200k

Understanding Personal Loans from Coshare JCL 6.65%

Introduction to the Loan Offering

Personal loans from Coshare JCL 6.65% mark a significant advancement in accessible financing options for individuals seeking financial assistance without the need for employer verification. This loan offering is the second of its kind launched this year, reflecting Coshare JCL’s commitment to providing innovative and inclusive financial solutions to its customers.

Eligibility Criteria

  • Target Audience: This loan offering is specifically tailored for permanent civil servants, including federal government employees under the Attorney General’s (AG) office, as well as police personnel.
  • No Employer Verification Required: Notably, this financing option does not require employer verification, making it particularly suitable for individuals facing challenges in obtaining confirmation from their employers.

This loan, sourced from JCL, hence referred to as Coshare JCL 6.65%, offers a lifeline to individuals who may encounter difficulties in traditional loan application processes. By eliminating the need for employer verification, Coshare JCL ensures that its financing solutions are accessible to a broader segment of the population, empowering individuals to address their financial needs with ease and convenience.

Loan Criteria for Coshare JCL Personal Loans at 6.65% Interest Rate

Before applying for a personal loan from Coshare JCL at a competitive 6.65% interest rate, it’s essential to understand the loan criteria to ensure a smooth application process.

  • Interest Rate: Benefit from a flat interest rate of 6.65%, which stands as one of the lowest in the market for flat-rate personal loans.
  • Payout Percentage: Receive 65% of the loan amount upon approval, providing you with immediate access to the funds you need.
  • Processing Time: Expect a processing time of 7-10 working days, ensuring prompt handling of your application.
  • Loan Period: Choose a loan period ranging from a minimum of 2 years to a maximum of 15 years. However, for first-time loans, the period is extended.
  • Loan Amount: Access financing starting from RM10,000 up to a maximum of RM200,000, ensuring flexibility to meet your financial requirements.
  • Loan Type: Enjoy the convenience of an unsecured loan, eliminating the need for collateral.
  • Customer Limit: The single customer limit is capped at RM200,000, providing ample financing options.
  • Eligibility: Applicants must hold a permanent position and have served at least 1 year from the date of appointment. The minimum starting salary required is RM1,500.
  • Eligible Applicants: Open to full government staff under the Attorney General’s (AG) office. This includes all federal government employees and police personnel.
  • Exclusions: This promotion is not available to state government employees and individuals from statutory bodies (GLC).
  • Financing Duration: Eligible for financing up to one year before retirement. However, if choosing the 60-year retirement option, financing is calculated until 59 years old.
  • Note on Eligibility Assessment: Applicants with a high Debt Service Ratio (DSR) are still eligible to apply, as this scheme does not consider CCRIS and CTOS records. Cases with excessively high blacklist amounts will be assessed on a case-by-case basis.

Latest News on Coshare JCL Loans

Exciting updates have just been received regarding Coshare JCL’s loan offerings:

  • Extended Loan Period: The 6.65% interest rate and 15-year loan period are now exclusively offered to applicants seeking to overlap existing loans.
  • Fresh Loan Applicants: For fresh loan applications, the maximum financing period is reduced to 12 years, with the interest rate adjusted to 8%. Additionally, the payout percentage is increased to 70%.

Stay informed about these updates to make the most suitable decision for your financial needs when applying for a personal loan from Coshare JCL.

Application Details for Coshare JCL Personal Loans at 6.65% Interest Rate

If you’re interested in securing Coshare JCL’s personal loans at the attractive 6.65% interest rate, follow these simple steps to begin your application process:

Download the Application Form

Access the application form by clicking here. Ensure to download and fill out the form accurately with all required details.

Submission Instructions

Once you’ve completed the application form, proceed to submit it through the following steps:

  1. Fill in Your Personal Details: Provide all necessary personal information as requested in the application form. Double-check to ensure accuracy and completeness.
  2. Send via WhatsApp: Submit your completed application form by sending it to our WhatsApp number at [insert WhatsApp number]. You can simply attach the filled-out form and send it securely for processing.

Additional Support

Should you require any assistance or have inquiries regarding the application process, feel free to contact our customer support team below. Our dedicated representatives are here to guide you through every step of the way and address any concerns you may have.

Don’t miss out on this exclusive opportunity to access personal loans at a competitive 6.65% interest rate from Coshare JCL. Take the first step towards fulfilling your financial goals today by submitting your application form.

MAKLUMAT PEMOHON

  1. Nama Penuh :
  2. No I/C :
  3. Alamat Tetap :
  4. Alamat Sekarang :
  5. No Tel Bimbit :
  6. Bilangan Tanggungan :
  7. Taraf Perkahwinan :
  8. Bangsa :
  9. Agama :
  10. Taraf Pemilikan Rumah :
  11. Pendidikan Tertinggi :
  12. Alamat Email :
  13. Nama Ibu :
  14. Tempoh Menetap :

MAKLUMAT PEKERJAAN PEMOHON

  1. Nama Majikan :
  2. Alamat Majikan :
  3. Jawatan :
  4. Tarikh Mula Berkhidmat :
  5. No. Tel. Pejabat :
    6. Gred :
    7. Bahagian / Jabatan :

MAKLUMAT PASANGAN

  1. Nama Penuh Pasangan :
  2. No I/C Pasangan :
  3. Tarikh Lahir Pasangan :
  4. No Tel. Bimbit :
  5. Nama Majikan Pasangan :
  6. Alamat Penuh Majikan Pasangan :
  7. Gaji Pasangan :
  8. Tarikh Mula Berkhidmat :
  9. No. Tel Pejabat Pasangan :

MAKLUMAT RUJUKAN SAUDARA TERDEKAT

  1. Nama Penuh :
  2. Alamat Tetap :
  3. No Tel. Bimbit :
  4. Pertalian Dengan Pemohon :

Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

Required Documents for Coshare JCL 6.65% Personal Loans

To initiate your application for a Coshare JCL 6.65% personal loan, ensure you have the following documents ready:

1. Identification Documents

  • IC & Police ID (if applicable): Provide colored copies of your Identification Card (IC) and Police ID (if applicable). Ensure the documents are clear and easily readable.

2. Employment Verification

  • ANM & HRMIS Password: Customers, particularly police officers, must provide their ANM & HRMIS password. Additionally, police officers are required to print their HRMIS details for submission.

3. Financial Records

  • Copy of Payroll Bank Account: It is compulsory to submit a copy of your payroll bank account. This document serves as proof of your financial stability and ability to repay the loan.

4. Option Letter for Customer

  • Aged 39 and Above (15-Year Package): If you are aged 39 and above and applying for a 15-year package, you need to submit an option letter.
  • Aged 45 and Above (10-Year Package): Similarly, if you are aged 45 and above and applying for a 10-year package, an option letter is required.

5. Confirmation Letter (Mandatory for KFH Applicants)

  • Confirmation Letter: This letter is mandatory for applicants applying for Coshare JCL Personal Loans at 6.65%, especially if they are applying through KFH. In cases where the employer does not cooperate, applicants must request a confirmation letter to proceed with the application.

Ensure all documents are prepared and organized before submitting your application to expedite the process and increase your chances of approval. If you encounter any difficulties or require further assistance, don’t hesitate to reach out to our support team for guidance.

Please click here to get the details of Coshare KFH JCL Criteria Personal Loan

Personal Loan Schedule of Payment
Personal Loan Schedule of Payment

How to Apply Coshare JCL Personal Loans 6.65%

Download e Form
Download e Form

Required Documents for Coshare JCL Personal Loans at 6.65%

To facilitate your application for a Coshare JCL Personal Loan at the competitive 6.65% interest rate, ensure you have the following documents prepared:

1. Identification Documents

  • IC & Police ID (if applicable): Provide colored copies of your Identification Card (IC) and Police ID (if applicable). These documents should be clear and legible.

2. Employment Verification

  • ANM & HRMIS Password: Customers, especially police officers, must provide their ANM & HRMIS password. Additionally, if you are a police officer, you are required to print your HRMIS details for submission.

3. Financial Records

  • Copy of Payroll Bank Account: It is mandatory to provide a copy of your payroll bank account. This document serves as evidence of your financial stability and capacity to repay the loan.

4. Option Letter for Customer

  • Aged 39 and Above (15-Year Package): If you are aged 39 and above and applying for a 15-year package, you need to submit an option letter.
  • Aged 45 and Above (10-Year Package): Similarly, if you are aged 45 and above and applying for a 10-year package, an option letter is required.

5. Confirmation Letter (Mandatory for KFH Applicants)

  • Confirmation Letter: This letter is essential for applicants applying for Coshare JCL Personal Loans at 6.65%, especially when applying through KFH. If your employer does not cooperate, you must request a confirmation letter to proceed with the application.

Ensure all documents are complete and accurate before submission. If you encounter any challenges or require further assistance, feel free to contact

Please click here to get the details of Coshare KFH JCL Criteria Personal Loan

Frequently Asked Questions (FAQ) about Coshare JCL Personal Loans 6.65%

Curious about Coshare JCL Personal Loans 6.65%? Explore our FAQ section for answers to common questions. Find out more about our services, policies, and how we can meet your needs. Dive into our FAQ to discover everything you need to know before getting started. Start exploring now!

What are benefits of applying a personal loan with Coshare JCL for 6.65% interest rate?

With this scheme, you can add more money because the financing period can be adjusted to 15 years. Read other benefits here.

What are the 5 steps to apply for a Coshare Kuwait Finance House and JCL Interest rate 6.65%?

Here are the steps to apply a Coshare JCL personal loans with 6.65% interest rate:

  1. Step 1: WhatsApp the latest salary slip to 019-2983056. And state whether you have a high blacklist record or bankruptcy and inform us which packages that suits your financial status.
  2. Step 2: A calculation will be made to determine if you are eligible or not. We will inform you which package suits you based on your financial situation.
  3. Step 3: Fill in the applicant’s information and send via WhatsApp to 0192983056.
  4. Step 4: Download the form in this page, fill it in using a black wet ink pen, sign all places consistently and attach supporting documents as required.
  5. Step 5: Send us the completed application form.

Artikel Berkaitan Pembiayaan Peribadi Koperasi

Pinjaman Peribadi Terbaik IDSB RHB Islamic: Proses Segera!

Pinjaman Peribadi IDSB RHB Islamic Peroleh pinjaman peribadi IDSB RHB Islamic yang memenuhi keperluan kewangan anda, khas untuk kakitangan kerajaan dan badan berkanun. Dapatkan keputusan pantas, faedah kompetitif, serta proses yang mudah. Pinjaman peribadi IDSB,...

Yayasan Ihsan Rakyat: Penyelesaian Terbaik Pinjaman Peribadi!

Pinjaman Peribadi Yayasan Ihsan Rakyat- Pembiayaan Tangkas dan Pantas Anda berminat dengan pinjaman peribadi dari Yayasan Ihsan Rakyat? Dapatkan maklumat terkini untuk penyelesaian kewangan yang pantas dan berkesan. Pinjaman peribadi Yayasan Ihsan Rakyat (YIR) adalah...

Pinjaman Yayasan Ihsan Rakyat: Buletin Kewangan Eksklusif!

Yayasan Ihsan Rakyat Buletin Pinjaman Jelajahi buletin terkini dari Yayasan Ihsan Rakyat untuk panduan eksklusif mengenai penyelesaian kewangan. Klik sekarang untuk maklumat terkini dan manfaat yang ditawarkan. Dapatkan promosi terbaik dari Yayasan Ihsan Rakyat mengenai...

Koperasi Perkasa: Pembiayaan Peribadi Terbaik Anda!

Pembiayaan Koperasi Perkasa: Koperkasa pilihan terbaik! Dapatkan segala maklumat yang anda perlukan mengenai pembiayaan yang ditawarkan oleh Koperasi Perkasa (KOPERKASA) untuk kestabilan kewangan anda. Klik untuk maklumat lanjut dan peluang yang menanti anda. Pembiayaan yang...

Koperasi Unikeb: Pembiayaan Peribadi Terbaik di Malaysia!

Pembiayaan Peribadi Koperasi Unikeb Kepada Kakitangan UKM dan Hospital Dapatkan pembiayaan peribadi terbaik dari Koperasi Unikeb untuk kakitangan awam HUKM dan UKM! Dapatkan segala info kewangan dengan baca lebih lanjut sekarang! Pembiayaan ini menyediakan dengan...

Koperasi Ukhwah Malaysia: Pinjaman Peribadi Terbaik!

Pinjaman Peribadi Koperasi Ukhwah Malaysia Berhad Pilihan terbaik dengan kemudahan kewangan apabila anda memohon pinjaman peribadi Koperasi Ukhwah Malaysia Berhad dengan amaun sehingga RM200,000! Nikmati keistimewaan dan baca lebih lanjut sekarang! Ini adalah sebuah koperasi...

Koperasi UTM Berhad (KUTMB): Pinjaman Peribadi Terbaik!

Pinjaman Peribadi Koperasi UTM Berhad KUTMB Jangan lepaskan peluang keemasan dengan pinjaman peribadi dari Koperasi UTM Berhad (KUTMB) yang serba istimewa! Dapatkan maklumat lanjut dan nikmati tawaran eksklusif. Koperasi Universiti Teknologi Malaysia Berhad (KUTMB) menawarkan...

KATMB Koperasi Tentera: Pinjaman Segera Terbaik!

Terokai Pinjaman Express dari Koperasi Tentera (KT) – KATMB Koperasi Tentera (KT) – KATMB membawa kepada anda pinjaman peribadi yang pantas dan berkemampuan, khususnya ditujukan kepada anggota tentera Angkatan Tentera Malaysia (ATM). Nikmati keistimewaan istimewa...

KATMB Koperasi Tentera: Best Express Personal Loans!

Unlock Swift Financial Solutions with KATMB’s Express Loan at Koperasi Tentera Experience the convenience and speed of swift financial solutions with KATMB’s express loan at Koperasi Tentera. Enjoy quick approvals and exclusive benefits tailored to...

KATMB Koperasi Tentera: Best Personal Loans in Malaysia!

Discover KATMB’s Personal Loan at Koperasi Tentera Welcome to KATMB, where personalized financial solutions meet your unique needs. Our personal loans at Koperasi Tentera are designed to provide you with the support you need, backed...

Koperasi Pertanian (KOTANI): Pinjaman Terbaik Penjawat Awam

Pinjaman Peribadi Koperasi Pertanian (KOTANI) Dapatkan pinjaman peribadi terbaik dari Koperasi Pertanian (KOTANI) dengan kadar yang istimewa berlandaskan prinsip Islam dan menepati syariah antarabangsa. Tawaran terhad kepada anggota dan rebutlah peluang keemasan ini sekarang! Pinjaman...

Koperasi Loan

Web Directories

Welcome to our comprehensive web directories! Explore a world of information and resources tailored to your interests and needs. From travel adventures to financial solutions, hobbies, reviews, and more, our curated collection of links offers something for everyone. Click on the above links to start your journey towards discovering new experiences and expanding your horizons. Your next destination awaits!

  1. https://asiaworldtour.com: “Asia World Tour: Your Gateway to Asian and World Adventures”
  2. https://personalfinancingloan.com: “Personal Financing Loan: Your Path to Financial Freedom”
  3. https://hobbyforte.com: “HobbyForte: Discover Your Car Passion, Explore Your Interests”
  4. https://reviewsanything.com: “ReviewsAnything: Your Trusted Source for Honest Gadget Reviews”
  5. https://rumahmampumilik.com: “Rumah Mampu Milik: Your Affordable Homeownership Journey Begins Here”
  6. https://malaysiadigit.com: “MalaysiaDigit: Your Digital Destination for News and Insights”
  7. https://vipmalaysia.com: “VIP Malaysia: Elevate Your Experience in Malaysia”
  8. https://nordiyana.com: “Indulge in Elegance at Nordiyana: Latest Recipe and Culinary Inspirations”
  9. https://e-penyatagaji.com: “E-Penyata Gaji: Simplifying Payroll Management for You”
  10. https://googleasia.org: “Google Asia: Explore the World and Asia’s Wonders with Google Asia”
  11. https://malaysiafit.com: “Malaysia Fit: Your Partner in Health and Wellness”
  12. https://koperasi.info: “Koperasi: Building Communities, Empowering Lives”
  13. https://recipeinside.com: “RecipeInside: Unveiling Culinary Creations, Your Guide to Delicious Dishes”
  14. https://asiahealthcenter.com: “Asia Health Center: Your Source for Holistic Wellness Solutions”
  15. https://nationalhealthcenters.com: “National Health Centers: Your Source for Vital Health Information and Community Care”
  16. https://malaysiabit.com: “MalaysiaBit: Stay Informed, Stay Connected”
  17. https://epenyatagaji.com: “E-Penyata Gaji: Your Digital Payslip Solution”
  18. https://koperasi.work: “Koperasi Work: Collaborate, Innovate, Succeed”
  19. https://koperasi.business: “Koperasi Business: Driving Entrepreneurship, Fostering Growth
error: Content is protected !!
Scroll to Top