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Bank Simpanan Nasional Berhad (BSN)
Bank Simpanan Nasional Berhad (BSN) stands as a beacon of financial stability and empowerment, offering a wide array of solutions to meet the diverse needs of individuals and businesses alike. With a legacy of trust and reliability, BSN continues to serve as a cornerstone of Malaysia’s banking sector, providing innovative products and services designed to enhance financial well-being. Whether you’re looking for savings accounts, loans, or investment opportunities, BSN is committed to helping you achieve your financial goals with confidence and convenience. Explore the possibilities with BSN and take the first step towards a brighter financial future today.
Bank Simpanan Nasional Berhad (BSN) Personal Loan: Summary
- Bank Name: Bank Simpanan Nasional
- Abbreviation / Code Name: BSN
- Category: #ConsumerLoan#personalloan #Bank #BSN
- Bank Promotion Name: General info about BSN personal financing
BSN Personal Loan: The Ideal Financing Solution for Government Employees and Medical Practitioners
In Malaysia, securing the right personal loan can be crucial for fulfilling various financial needs, whether it’s for government employees, statutory bodies, or medical practitioners. Bank Simpanan Nasional Berhad (BSN) offers a tailored personal loan solution to address these specific requirements with ease and efficiency.
Tailored Financing for Government Employees
Government employees, along with individuals working in statutory bodies and similar entities, often require specialized financial products that cater to their unique circumstances. BSN’s personal loan steps in as the ideal solution, offering competitive interest rates and flexible repayment terms tailored to their needs.
With Bank Simpanan Nasional Berhad (BSN), government employees can access the funds they need to cover various expenses, such as education, home renovations, or emergencies. The application process is streamlined, ensuring quick approval and disbursement of funds, allowing borrowers to address their financial needs promptly.
Personal Financing MyRinggit-i PRIMA for Medical Practitioners
Medical practitioners play a crucial role in society, providing essential healthcare services to the community. Recognizing their contribution, Bank Simpanan Nasional Berhad (BSN) offers the Personal Financing MyRinggit-i PRIMA, specially crafted to assist medical practitioners in securing the financing they require.
Shariah-Compliant Financing
The Personal Financing MyRinggit-i PRIMA operates on the Shariah concept of Tawarruq, ensuring compliance with Islamic principles. This financing solution comprises Bai Murabahah and Wakalah contracts, utilizing commodities from Bursa Suq al Sila’ as underlying assets.
Eligibility and Terms
To qualify for BSN Personal Financing MyRinggit-i PRIMA, applicants must meet the following criteria:
- Age: Malaysian citizens aged between 21 to 65 years old (for medical doctors) and 50 years old (for medical officers).
- Income: Minimum gross income of RM3,000.00 per month.
- BSN Account: Applicants must hold a Bank Simpanan Nasional Berhad GIRO/i account.
Bank Simpanan Nasional Berhad (BSN) offers a gateway to financial empowerment for government employees and medical practitioners alike, providing them with the means to achieve their financial goals with confidence and ease. Whether it’s for personal expenses, investment opportunities, or fulfilling lifelong dreams, BSN stands ready to support individuals in their financial journey.
Explore BSN’s Comprehensive Financing Solutions
Are you in search of the perfect home financing package or personal loan plan? Look no further than Bank Simpanan Nasional Berhad (BSN). With our competitive rates and diverse range of packages, you’re sure to find the solution that fits your needs.
Tailored Personal Financing Options
Personal Financing:
Tailored for individuals in the public sector, offering flexible terms and competitive rates.
Private Sector:
Specifically designed for executives and medical practitioners, providing convenient financing options.
Pledging Financing:
Ideal for those holding Sandaran SSP, offering hassle-free financing solutions.
ASB Financing:
With Floating Rate, catering to investors looking to leverage their ASB savings.
Property Financing:
Choose from a variety of options including residential and commercial properties, Affordable Home (AHB40) scheme, and the Youth Housing Scheme.
Vehicle Financing:
Explore our MyAuto-i and MyAuto-i UsedCar plans, as well as the High-Ranking Officials Scheme for convenient vehicle financing options.
At Bank Simpanan Nasional Berhad (BSN), we understand that every individual’s financial needs are unique. That’s why we offer a comprehensive range of financing solutions to cater to diverse requirements. Whether you’re a public servant, a professional in the private sector, or an investor looking to grow your assets, BSN has the right financing option for you. Our commitment to providing convenient and accessible financial services means that you can achieve your goals with ease and confidence.
With Bank Simpanan Nasional Berhad (BSN), you can unlock your financial potential and take control of your future. Apply now and take the first step towards securing your financial freedom.
BSN MyRinggit-i (Public Sector): Shariah-Compliant Personal Financing
Bank Simpanan Nasional Berhad (BSN) offers the MyRinggit-i financing solution tailored specifically for individuals in the public sector. Grounded in the Shariah concept of Tawarruq, this financing option provides access to funds while adhering to Islamic principles.
Shariah Concept
The MyRinggit-i (Public Sector) financing follows the Shariah concept of Tawarruq, incorporating Bai Murabahah and Wakalah contracts. It utilizes commodities provided by approved commodity providers as underlying assets, ensuring compliance with Islamic finance principles.
Personal Loan Conditions
To be eligible for the MyRinggit-i (Public Sector) financing, applicants must meet the following criteria:
- Malaysian citizen aged between 21 to 60 years old (subject to retirement age at the end of financing tenure).
- Employed in the government sector, government-linked agencies (GLA), government-linked companies (GLC), or organizations offering salary deduction through BPA.
- Minimum monthly income of RM1,500.
- Permanent employees with a tenure of 3 months or more, or contract/temporary employees with over 12 months of service.
- Must be a BSN Giro/i account holder.
Documents Required
Applicants need to provide the following documents for the application process:
- Copy of NRIC (both sides).
- Confirmation letter from the employer.
- Latest 2 months’ salary slip.
Financing Information
The MyRinggit-i (Public Sector) financing offers competitive rates and flexible terms:
- Profit Rate: Fixed rate ranges from 4.60% to 6.99%, while floating rate ranges from BR + 1.75% to BR + 3.77%.
- Financing Rate without Takaful: An additional 1% from the above profit rate.
- Financing Limit: Minimum RM5,000 to maximum RM200,000.
- Financing Tenure: Up to 10 years.
Terms and conditions apply to the MyRinggit-i (Public Sector) financing. With Bank Simpanan Nasional Berhad’s commitment to providing Shariah-compliant financing options, individuals in the public sector can access convenient and ethical financing solutions tailored to their needs.
BSN MyRinggit-i (Eksekutif-1): Exclusive Personal Financing for the Private Sector
Bank Simpanan Nasional Berhad (BSN) introduces the MyRinggit-i Eksekutif-1, a specialized financing solution tailored for individuals in the private sector. Designed to meet your personal financing needs at affordable rates, this financing option operates based on the Shariah concept of Tawarruq, ensuring compliance with Islamic principles.
Financial Terms
The MyRinggit-i Eksekutif-1 is available to Malaysian citizens aged between 21 to 55 / 60* years old, subject to retirement age at the end of the financing tenure. Key eligibility criteria include:
- Open to permanent & contract officers and staff with a minimum of one year of working experience.
- Exclusive to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only), and Professionals (Doctor, Architect, Lawyer, Accountant, and other certified Professionals).
- Minimum gross income of RM3,000 per month for permanent staff and RM10,000 for contract staff.
- Applicants must be BSN GIRO/i Account holders.
Note: *Subject to employer confirmation
Personal Financing Info
The MyRinggit-i Eksekutif-1 offers competitive profit rates and flexible financing limits based on income:
- Profit Rate: Fixed rate ranges from 6.00% to 8.50%, while the floating rate is BR + 5.00%.
- Profit Rate Without Takaful: An additional 1% from the above profit rate.
- Financing Limit: Determined based on monthly gross income:
- RM3,000 to RM5,000: 5x of monthly gross income
RM5,000 to RM10,000: 7x of monthly gross income
RM10,000: 10x of monthly gross income or maximum RM200,000, whichever is lower.
- Financing Tenure: Minimum 2 years, maximum 10 years.
- Method of Payment: BSN Standing Instruction.
Terms and conditions apply to the MyRinggit-i Eksekutif-1 financing. With BSN’s commitment to providing accessible and affordable financing solutions, individuals in the private sector can now fulfill their financial needs with ease and convenience.
BSN MyRinggit-i PRIMA: Tailored Financing for Medical Practitioners in the Private Sector
Bank Simpanan Nasional Berhad (BSN) presents the MyRinggit-i PRIMA, an exclusive personal financing solution crafted to address the unique financial needs of medical practitioners in the private sector. This specialized offering ensures that medical professionals have access to the funding they require without the need for a guarantor, streamlining the application process and providing convenience.
Shariah Concept
MyRinggit-i PRIMA operates on the Shariah concept of Tawarruq, incorporating Bai Murabahah and Wakalah contracts. It utilizes commodities from Bursa Suq al Sila’ as the underlying asset, ensuring compliance with Islamic principles.
Eligibility Criteria
To qualify for MyRinggit-i PRIMA, applicants must meet the following criteria:
- Malaysian citizens aged between 21 to 65 years old (for Medical Doctors) or 50 years old (for Medical Officers).
- Minimum gross income of RM3,000.00 per month.
- Must hold a Bank Simpanan Nasional Berhad GIRO/i-account.
Features and Benefits
MyRinggit-i PRIMA offers medical practitioners a range of benefits tailored to their needs:
- Tailored Financing Solution: Designed specifically for medical practitioners, ensuring their unique financial needs are met.
- No Guarantor Requirement: Streamlines the application process and provides convenience by eliminating the need for a guarantor.
- Competitive Rates and Flexible Terms: Offers competitive rates and flexible terms to suit individual financial circumstances, providing peace of mind.
Personal financing BSN MyRinggit-i PRIMA empowers medical professionals with a reliable and convenient way to secure the financing they need to support their personal and professional endeavors. With its Shariah-compliant structure and tailored features, this financing solution is the ideal choice for medical professionals seeking financial stability and flexibility. Apply now to unlock the benefits of MyRinggit-i PRIMA and take control of your financial future with Bank Simpanan Nasional.
Web Directories
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- https://vipmalaysia.com: “VIP Malaysia: Elevate Your Experience in Malaysia”
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- https://asiahealthcenter.com: “Asia Health Center: Your Source for Holistic Wellness Solutions”
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- https://koperasi.work: “Koperasi Work: Collaborate, Innovate, Succeed”
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*Source: mybsn.com.my and Wikipedia.org
Bank Simpanan Nasional Berhad Personal Loan Reviews
Customer Reviews about Bank Simpanan Nasional Berhad Personal Loan
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Contact BSN (Bank Simpanan Nasional)
- Tel: +6 03 2162 3222
- Fax: +6 03 2613 1888
- Bank Simpanan Nasional
Wisma BSN, 117, Jalan Ampang,
50450 Kuala Lumpur