AKPK – Agensi Kaunseling dan Pengurusan Kredit Debt Management Programme : Our financial advisors will work with you to develop a personalised debt repayment plan in consultation with your financial service providers.
Regain control of your life and your debts. Through Debt Management Programme (DMP), our financial advisors will work with you to develop a personalised debt repayment plan in consultation with your financial service providers. Our DMP services are offered FREE for individuals. AKPK – Agensi Kaunseling dan Pengurusan Kredit does not provide personal loans (pinjaman peribadi) or financing.
Our DMP is available to all individuals who need assistance in managing their personal debts with the participating financial service providers, provided that:
- You have a positive net disposable income after meeting all your expenses
- Your total debt exposure does not exceed RM5 million
- You are not under any advanced litigation process such as creditors petition
- NOT BANKRUPT You are not adjudged bankrupt
Don’t wait. Do it now. Talk to us. AKPK – Agensi Kaunseling dan Pengurusan Kredit does not provide personal loans (pinjaman peribadi) or financing
*Financial service providers comprise of:
- All commercial banks
- All Islamic banks
- All insurance companies
- All takaful operators
- Development financial institutions (regulated by Bank Negara Malaysia)
- Credit/charge card issuers (regulated by Bank Negara Malaysia)
- Selected Cooperatives
- MBSB Bank
- Perbadanan Tabung Pendidikan Tinggi Nasinal (PTPTN)