AKPK- Agensi Kaunseling Dan Pengurusan Kredit

About AKPK

The Credit Counselling and Debt Management Agency, or commonly known as AKPK – Agensi Kaunseling dan Pengurusan Kredit, is an agency set up by Bank Negara Malaysia in April 2006 to help individuals take control of their financial situation and gain peace of mind that comes from the wise use of credit.

Financial Education

Financial education on the responsible use of money and credit management skills.

Financial Advisory

Advice on financial management.

DMP Debt Management Programme

Debt management programme to assist consumers to regain financial control.

AKPK Financial Education

AKPK – Agensi Kaunseling dan Pengurusan Kredit Financial education has never been more important in today’s environment. Participating effectively in the financial system can improve the economic wellbeing of individuals and businesses. Financial education is therefore key so that members of our society will benefit from the financial system and from the new technologies that are transforming our financial landscape.

It will help consumers to better understand the risks involved in managing their finances and will facilitate better financial decision making. Building a generation with financial competence therefore needs to start from an early age. This has been the motivation of Bank Negara Malaysia in the development of AKPK – Agensi Kaunseling dan Pengurusan Kredit to be the agency in providing financial education to adult consumers.

As part of the efforts to promote financial literacy and sound financial management by members of the public, AKPK – Agensi Kaunseling dan Pengurusan Kredit has specially designed programmes targeted to all life stages starting from the young adults in tertiary education right up to the senior citizens in their retirement with the aim of empowering these groups to effectively manage their finances. This will in turn contribute towards promoting better protection for financial consumers and a more resilient household sector.

Financial Advisory

AKPK – Agensi Kaunseling dan Pengurusan Kredit Financial Advisory by managing your money wisely is an important skill to acquie so that you can spend within your means and achieve your financial goals. Available to all individuals, free of charge.

Here at Agensi Kaunseling dan Pengurusan Kredit, we offer one-to-one advice on managing your finances wisely:

Budgeting
Money Management
Credit-related Issues

Learn how to handle debts and other financial matters responsibly to ensure your future today.

AKPK – Agensi Kaunseling dan Pengurusan Kredit does not provide personal loans (pinjaman peribadi) or financing

Debt Management Programme

AKPK – Agensi Kaunseling dan Pengurusan Kredit Debt Management Programme : Our financial advisors will work with you to develop a personalised debt repayment plan in consultation with your financial service providers.

Regain control of your life and your debts. Through Debt Management Programme (DMP), our financial advisors will work with you to develop a personalised debt repayment plan in consultation with your financial service providers. Our DMP services are offered FREE for individuals. AKPK – Agensi Kaunseling dan Pengurusan Kredit does not provide personal loans (pinjaman peribadi) or financing.

Our DMP is available to all individuals who need assistance in managing their personal debts with the participating financial service providers, provided that:

You have a positive net disposable income after meeting all your expenses
Your total debt exposure does not exceed RM5 million
You are not under any advanced litigation process such as creditors petition
NOT BANKRUPT You are not adjudged bankrupt

Don’t wait. Do it now. Talk to us. AKPK – Agensi Kaunseling dan Pengurusan Kredit does not provide personal loans (pinjaman peribadi) or financing

*Financial service providers comprise of:

All commercial banks
All Islamic banks
All insurance companies
All takaful operators
Development financial institutions (regulated by Bank Negara Malaysia)
Credit/charge card issuers (regulated by Bank Negara Malaysia)
Selected Cooperatives
MBSB Bank
Perbadanan Tabung Pendidikan Tinggi Nasinal (PTPTN)

https://akpk.org.my

Hashtag / Keywords

#AKPK #FinancialManagement

Cari Pinjaman Peribadi Lain?

Click Here