CIMB Bank

Applying for a CIMB Bank personal loan online is designed to be a hassle-free experience, offering you quick access to the funds you need. With competitive interest rates and flexible repayment options, CIMB Bank makes it easy to get the financial support you require for home renovations, education, or unexpected expenses. Follow a simple five-step process to fill in your contact, personal, and employment details, confirm your preferred loan terms, and upload necessary income documents. Unlock your financial potential with CIMB Bank’s convenient and efficient online personal loan application today. Apply now and take the first step towards achieving your financial goals.

About CIMB Group

CIMB Group is a leading ASEAN universal bank with a global presence. Headquartered in Kuala Lumpur, Malaysia, we are recognized as one of the region’s foremost corporate advisors and a world leader in Islamic finance.

Diverse Range of Products and Services

As a comprehensive financial institution, CIMB Group offers a wide array of products and services to meet your financial needs. From consumer banking and commercial banking to investment banking, Islamic banking, and asset management, we have you covered.

Trusted and Established

With over 15 million customers and around 34,000 staff, CIMB Group is a trusted and established financial institution in the ASEAN region. Our commitment to providing innovative solutions and excellent customer service has earned us a reputation for reliability and excellence.

Personal Loan Solution

Looking for a personal loan with swift approval and competitive interest rates? Look no further than CIMB Bank.

Fast Approval Process

At CIMB Bank, we understand the urgency of your financial needs. That’s why we offer a streamlined approval process, ensuring you get the funds you need when you need them.

Competitive Interest Rates

With interest rates starting from as low as 6.88%, CIMB Bank provides one of the most competitive rates in the market. Whether you need funds for a vacation, home renovation, or unexpected expenses, our low rates make borrowing affordable.

Apply Today

Experience the convenience and reliability of CIMB Bank’s personal loans. Apply today and take advantage of our fast approval process and competitive interest rates. Whether you’re planning a major purchase or need funds for unexpected expenses, CIMB Bank is here to help you achieve your financial goals.

Fulfill Your Dreams Hassle-Free

Experience the freedom of an unsecured term loan with CIMB Bank’s Cash Plus Personal Loan. With no collaterals or guarantors required, achieving your dreams has never been easier.

Loan Features:

• Loan amount up to RM100,000
• Convenient repayment tenure up to 5 years
• Fixed interest rates from as low as 6.88% to 14.88% per annum

Eligibility Criteria:

• Individuals aged 21 to 58 years old (maximum 60 years old upon maturity of loan tenure)
• Malaysian citizen
• Minimum monthly gross income of RM2,000
• Employed for more than 6 consecutive months
• For self-employed, business must be active for more than 24 months

CIMB Xpress Cash Financing-i

Turn your dreams into reality with CIMB Bank’s Xpress Cash Financing-i. Enjoy fast and flexible financing of up to 8 times your gross monthly income without the hassle.

Loan Features:

• Financing up to 8 times your gross monthly income (basic + fixed income)
• Easy and hassle-free application process

Eligibility Criteria:

• Individuals aged 21 to 60 years old (maximum 65 years old upon maturity of loan tenure)
• Malaysian citizen
• No joint applications allowed
• Minimum monthly gross income of RM800 (including variables like overtime and allowances)
• Employed or in business for at least 6 months
• Minimum financing amount offered is RM3,000, with a maximum of RM50,000 or up to 8 times gross monthly income (whichever is lower)

Experience the convenience and flexibility of CIMB Bank’s Islamic Loan – Xpress Cash Financing-i. Apply now and make your dreams a reality.

Get repayment table –> cimb-20170817-Xpress-Cash-Financing-i-Monthly-Repayment-Table

Term Financing-i Secured by ASB Certificate

CIMB Bank offers Term Financing-i (TF-i) based on the concept of Commodity Murabahah-Tawarruq, providing a secure avenue to grow your wealth while helping you achieve your financial goals. TF-i ASB is secured by ASB Certificates, ensuring peace of mind and financial stability.

Eligibility Criteria:

• Exclusive to Malaysian Bumiputera
• Individuals aged 18 years and above, with evidence of income
• Joint application limited to parents, spouse, siblings, or adult children

Secured Overdraft Facility

Access additional funds conveniently with CIMB Bank’s Secured Overdraft Facility. By pledging collateral, you can enjoy a flexible line of credit to meet your financial needs.

Eligibility Criteria:

• Individuals aged 21 to 70 years old
• Malaysian citizens or residents with PR status residing in Malaysia
• Owner of the collateral, free from any encumbrance
• Minimum collateral of RM10,000
• Overdraft limit dependent on collateral pledged

Unlock financial flexibility and stability with CIMB Bank’s Secured Overdraft Facility. Apply now and gain access to the funds you need, backed by a trusted financial institution.

Interest Rate / Profit Rate

CIMB Bank Cash Plus: Hassle-Free Financing at 6.88% p.a.

Secure the funds you need with CIMB Bank’s Cash Plus Personal Loan. Enjoy the following features:

• Low Interest Rate: Starting from 6.88% per annum.
• No Collaterals or Guarantors Required
• Flexible Tenure: Up to 5 years.
• Loan Amounts: Up to RM100,000.
• Maximum age limit of 60 years upon loan tenure maturity.

CIMB Bank Islamic Loan – Xpress Cash Financing-i

Benefit from CIMB Bank’s Xpress Cash Financing-i, offering:

• 8x Gross Income
• Minimum Amount: RM3,000
• Maximum Amount: RM50,000
• Minimum Gross Income: RM800
• Employment Requirement: At least 6 months.
• Maximum age limit of 65 years upon loan tenure maturity.

Term Financing-i Secured by ASB Certificate

Grow your wealth securely with CIMB Bank’s Term Financing-i, offering competitive rates:

• Financing amount of RM50,000 and above:
  • Tenure between 5 – 20 years: 3.55% per annum
  • Tenure between 21 – 40 years: 3.60% per annum
• Financing amount below RM50,000: 3.75% per annum
• Maximum age limit of 65 years upon loan tenure maturity.

CIMB Bank Secured Overdraft Facility

Unlock additional funds with CIMB Bank’s Secured Overdraft Facility:

• Interest Rate: BR + 1.1% per annum
• Options include Personal OD Secured by Fixed Deposit, Multiple Collateral, or Amanah Saham Bumiputera.
• Maximum age limit of 65 years upon loan tenure maturity.

Take advantage of these financing options from CIMB Bank to fulfill your financial needs with ease and flexibility.

Contact CIMB Bank

CIMB EzBank HQ Kuala Lumpur
11, Jln Raja Laut, Kuala Lumpur City Centre
50350, Federal Territory of Kuala Lumpur

CIMB Bank Customer Service
83, Jalan Medan Setia 1, Bukit Damansara
50490, Wilayah Persekutuan Kuala Lumpur

CIMB Bank Call Center: 03-6204 7788
Premier Credit Card Call Centre 03-62047799
Business Call Centre: +60322973000